3978 Tersk Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 3978 Tersk Dr, Midland, NC 28107

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,672 sqft · built 2018
Lot Size0.092 acres (4,008 sqft)
OwnerCompany Name on Record
Last Sale$283,000 (May 2021)
Tax Bill$2,021 (2023)
Deeds & MortgagesMay 2021 Sale
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10021E0283.000000

Property Details

APN / Parcel Number

Primary APN10021E0283.000000
Alternative APNs
  • 5554 07 0346
  • 133783
  • 146312

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,672 sqft Living Area
Gross Area2,145 sqft
1st Floor Area600 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialWood Shingle
Lot Area4,008 sqft (0.092 acres)
Lot Dimensions100 ft deep x 40 ft wide
Garage TypeMixed
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area738 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area44 sqft
Patio Area9 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number146312
Street Address3978 TERSK DR
CityMIDLAND
StateNC
Zip28107-9548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionLT 283 FOX CREEK
Legal SubdivisionFOX CREEK
Legal Lot Number283
JurisdictionCABARRUS NC
Township / Civil Division10, MIDLAND
Census Block Group1
Census Block1022
Census Tract41603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Warranty Deed, Transfer
Oct 29, 2019Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Aug 21, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2021 · Amount on Record
Deed SaleMay 24, 2021 · Amount on Record
Prior SaleOct 29, 2019 · Amount on Record
Deed Book / Page15196 / 194
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMay 24, 2021
Property Address3978 TERSK DR, MIDLAND, NC 28107-9548
Document Number0015196194
Book / Page15196 / 194
Map ReferenceMB 74 PG 84-88
Instrument DateMay 24, 2021
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
Tax$566.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address428 PLANTERS WAY, 428, MOUNT HOLLY, NC 28120-9070

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE # 4900, 4900, MARIETTA, GA 30067-4439
InvestorPossibly a Property Investor

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateOct 29, 2019
Property Address3978 TERSK DR, MIDLAND, NC 28107-9548
Document Number0013809131
Book / Page13809 / 0131
Map ReferenceMB 74 PG 84-88
Instrument DateOct 21, 2019
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$432.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3978 TERSK DR, 3978, MIDLAND, NC 28107-9548

Transferred To (Grantee/Buyer)

NameVerified Name
Address3978 TERSK DR, MIDLAND, NC 28107-9548

Mortgage

Document Number0013809133
DateOct 29, 2019
Instrument13809/133
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateAug 21, 2018
Property Address3978 TERSK DR, MIDLAND, NC 28107-9548
Document Number0013146177
Book / Page13146 / 0177
Map ReferenceMB74 PG84-88
Instrument DateAug 20, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 21, 2022
Title CompanyINDEPENDENCE TITLE GROUPLLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$385.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address3978 TERSK DR, MIDLAND, NC 28107-9548

Mortgage

Document Number0013146179
DateAug 21, 2018
Instrument13146/179
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$327,960 (-) Land $70,000 Building $257,960
2025$327,960 (+55.82%) Land $70,000 Building $257,960
2024$327,960 (+55.82%) Land $70,000 Building $257,960
2023$2,021.00$210,480 Land $42,500 Building $167,980$210,480 Land $42,500 Building $167,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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