3981 Roper Trl, Severance (Fort Collins), CO 80524 Property Records

Weld County property record for 3981 Roper Trl, Severance, CO 80524

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,824 sqft · built 2019
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on Record
Last Sale	$662,500 (Apr 2020)
Tax Bill	$10,065 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jan 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7050-93-0-10-02`

Property Details

APN / Parcel Number

Primary APN	`7050-93-0-10-02`
Alternative APNs	`0705-09-3-01-002` `R4497506`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,824 sqft Living Area
Gross Area	4,454 sqft
Basement Area	761 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	869 sqft
Porch	Slab
Porch Area	277 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R4497506
Street Address	3981 ROPER TRL
City	SEVERANCE
State	CO
Zip	80524-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEV SP L2 SADDLER PUD
Legal Subdivision	SADDLER PUD
Legal Block	4
Legal Lot Number	2
Jurisdiction	WELD CO
Township / Civil Division	AULT
Census Block Group	4
Census Block	4012
Census Tract	2300

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 9, 2019	Grant Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.
Oct 3, 2018	Trustee's Deed, Construction Loan · Line of Credit FMS BK
Oct 3, 2018	Special Warranty Deed, Construction Loan · Construction Mortgage FMS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Prior Sale	Oct 3, 2018 · Amount on Record
Deed Document Number	20204584504
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Apr 22, 2020
Property Address	3981 ROPER TRL, SEVERANCE, CO 80524-8611
Document Number	0004584504
Instrument Date	Apr 20, 2020
Instrument	4584504
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3981 ROPER TRL, SEVERANCE, CO 80524-8611

Mortgage

Document Number	0004584505
Date	Apr 22, 2020
Instrument	4584505

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Jan 9, 2019
Property Address	3981 ROPER TRL, SEVERANCE, CO 80524-8611
Document Number	0004458803
Instrument Date	Jan 2, 2019
Instrument	4458803
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$34.85
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 RACQUETTE DR FORT COLLINS CO 805242665, FORT COLLINS, CO 80524-2665

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WELD CO
Recording Date	Oct 3, 2018
Property Address	3981 ROPER TRL, SEVERANCE, CO 80524-8611
Instrument Date	Oct 1, 2018
Instrument	4436041
Transaction Type	Construction Loan
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3124 S PARKER RD #82-267 AURORA CO 800146215, 82-267, AURORA, CO 80014-6215

Mortgage

Document Number	0004436041
Date	Oct 3, 2018
Instrument	4436041

Lender

Name	FMS BK
Type	Bank
Address	GREELEY, CO 80634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Oct 3, 2018
Property Address	3981 ROPER TRL, SEVERANCE, CO 80524-8611
Document Number	0004436040
Instrument Date	Oct 1, 2018
Instrument	4436040
Transaction Type	Construction Loan
Record Updated	Jul 26, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$12.92
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 S PARKER RD # A2-267, A2, AURORA, CO 80014-3138

Mortgage

Document Number	0004436041
Date	Oct 3, 2018
Instrument	4436041

Lender

Name	FMS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0004436044
Date	Oct 3, 2018
Instrument	4436044

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,390 (+0.59%) Land $12,100 Building $46,290	$928,746 (-) Land $192,500 Building $736,246
2025	$10,065.00 (+37.42%)	$58,050 (+21.85%) Land $12,030 Building $46,020	$928,746 (+31.87%) Land $192,500 Building $736,246
2024	$7,324.00 (+4.81%)
2023	$6,988.00	$47,640 Land $9,670 Building $37,970	$704,286 Land $143,000 Building $561,286

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Most Recent Claim	Apr 1999 · Flooding 4/30/99

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 44% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH WELD COUNTY WD serves 15,890 people · EPA ID CO0162553
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: LightGig Communications.

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