3951 Roper Trl, Severance (Fort Collins), CO 80524 Property Records

Weld County property record for 3951 Roper Trl, Severance, CO 80524

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,794 sqft · built 2017
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Trust Names on File
Last Sale	$1,020,000 (Mar 2025)
Tax Bill	$12,124 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7050-93-0-10-05`

Property Details

APN / Parcel Number

Primary APN	`7050-93-0-10-05`
Alternative APNs	`0705-09-3-01-005` `R4497806`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,794 sqft Living Area
Gross Area	5,244 sqft
1st Floor Area	2,273 sqft
Basement Area	2,249 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	722 sqft

Exterior Amenities

Porch	Slab
Porch Area	701 sqft
Deck Area	Deck Area
Patio Area	364 sqft
Balcony Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R4497806
Street Address	3951 ROPER TRL
City	SEVERANCE
State	CO
Zip	80524-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEV SP L5 SADDLER PUD
Legal Subdivision	SADDLER PUD
Legal Block	4
Legal Lot Number	5
Jurisdiction	WELD CO
Township / Civil Division	AULT
Census Block Group	4
Census Block	4012
Census Tract	2300

Owner

3951 Roper Trl is owner-occupied and held in a trust since September 2025.

Source: Weld County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3951 ROPER TRL, SEVERANCE, CO 80524-8611
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Quit Claim Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
Mar 11, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
Jan 13, 2025	Intrafamily Transfer, Transfer
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2025 · Amount on File
Deed Sale	Mar 11, 2025 · Amount on File
Prior Sale	Jun 15, 2020 · Amount on File
Deed Document Number	20255015552
Last Transfer Date	Sep 17, 2025
Transfer Doc	0005055772
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELD CO
Recording Date	Sep 26, 2025
Property Address	3951 ROPER TRL, SEVERANCE, CO 80524-8611
Document Number	0005055772
Instrument Date	Sep 17, 2025
Instrument	5055772
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERIACN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3951 ROPER TRL, SEVERANCE, CO 80524-8611

Mortgage

Document Number	0005055773
Date	Sep 26, 2025
Instrument	5055773

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Mar 11, 2025
Property Address	3951 ROPER TRL, SEVERANCE, CO 80524-8611
Document Number	0005015552
Instrument Date	Mar 7, 2025
Instrument	5015552
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3951 ROPER TRL, SEVERANCE, CO 80524-8611

Mortgage

Document Number	0005015554
Date	Mar 11, 2025
Instrument	5015554

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELD CO
Recording Date	Jan 13, 2025
Property Address	3951 ROPER TRL, SEVERANCE, CO 80524-8611
Document Number	0005005579
Map Reference	DOC 3409109
Instrument Date	Jan 13, 2025
Instrument	5005579
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3951 ROPER TRL, SEVERANCE, CO 80524-8611

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jun 15, 2020
Property Address	3951 ROPER TRL, SEVERANCE, CO 80524-8611
Document Number	0004599105
Map Reference	DOC 3409109
Instrument Date	Jun 12, 2020
Instrument	4599105
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3951 ROPER TRL, FORT COLLINS, CO 80524-8611

Mortgage

Document Number	0004599106
Date	Jun 15, 2020
Instrument	4599106

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3951 Roper Trl was $12,124, up 20.3% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,320 (+1.99%) Land $12,270 Building $59,050	$1,118,892 (-) Land $192,500 Building $926,392
2025	$12,124.00 (+20.25%)	$69,930 (+10.02%) Land $12,030 Building $57,900	$1,118,892 Land $192,500 Building $926,392
2024	$10,082.00 (+4.8%)	$63,560 (-0.95%) Land $9,580 Building $53,980
2023	$9,620.00	$64,170 Land $9,670 Building $54,500	$948,612 Land $143,000 Building $805,612

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3951 Roper Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Most Recent Claim	Apr 1999 · Flooding 4/30/99

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3951 Roper Trl is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 44% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH WELD COUNTY WD serves 15,890 people · EPA ID CO0162553
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: LightGig Communications.

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