3941 Roper Trl, Severance (Fort Collins), CO 80524 Property Records

Weld County property record for 3941 Roper Trl, Severance, CO 80524

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 4,748 sqft · built 2017
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$1,170,000 (Jul 2024)
Tax Bill	$12,990 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`7050-93-0-10-06`

Property Details

APN / Parcel Number

Primary APN	`7050-93-0-10-06`
Alternative APNs	`0705-09-3-01-006` `R4497906`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	4,748 sqft Living Area
Gross Area	6,636 sqft
1st Floor Area	3,244 sqft
Basement Area	2,122 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	1,270 sqft

Exterior Amenities

Porch	Slab
Porch Area	242 sqft
Deck Area	Deck Area
Patio Area	357 sqft
Balcony Area	357 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R4497906
Street Address	3941 ROPER TRL
City	SEVERANCE
State	CO
Zip	80524-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEV SP L6 SADDLER PUD
Legal Subdivision	SADDLER PUD
Legal Block	4
Legal Lot Number	6
Jurisdiction	WELD CO
Township / Civil Division	AULT
Census Block Group	4
Census Block	4012
Census Tract	2300

Owner

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 11, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Feb 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 31, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Prior Sale	Sep 8, 2016 · Amount on Record
Deed Document Number	20244970414
Prior Transfer Date	Oct 14, 2008
Prior Transfer Doc	0003585944
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	3941 ROPER TRL, SEVERANCE, CO 80524-8611
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004890356
Date	Apr 4, 2023
Instrument	4890356

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	3941 ROPER TRL, SEVERANCE, CO 80524-8611
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3941 ROPER TRL, SEVERANCE, CO 80524-8611

Mortgage

Document Number	0005056226
Date	Sep 30, 2025
Instrument	5056226

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jul 11, 2024
Property Address	3941 ROPER TRL, SEVERANCE, CO 80524-8611
Document Number	0004970414
Instrument Date	Jul 10, 2024
Instrument	4970414
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3941 ROPER TRL, SEVERANCE, CO 80524-8611

Mortgage

Document Number	0004970415
Date	Jul 11, 2024
Instrument	4970415

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.7%
Index	1-Year CMT
Max Rate	11.7%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	3941 ROPER TRL, SEVERANCE, CO 80524-8611
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004373733
Date	Feb 7, 2018
Instrument	4373733

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	MESA, AZ 85203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	3941 ROPER TRL, SEVERANCE, CO 80524-8611
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004539592
Date	Nov 8, 2019
Instrument	4539592

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	3941 ROPER TRL, SEVERANCE, CO 80524-8611
Document Number	0004616895
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3941 ROPER TRL FORT COLLINS CO 805248611, FORT COLLINS, CO 80524-8611

Mortgage

Document Number	0004616895
Date	Aug 6, 2020
Instrument	4616895

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WELD CO
Recording Date	Mar 31, 2017
Property Address	3941 ROPER TRL, SEVERANCE, CO 80524-8611
Instrument Date	Mar 15, 2017
Instrument	4290170
Transaction Type	Construction Loan
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 BENFLEET CT WINDSOR CO 805502862, WINDSOR, CO 80550-2862

Mortgage

Document Number	0004290170
Date	Mar 31, 2017
Instrument	4290170

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 30, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,760 (+2.46%) Land $12,330 Building $64,430	$1,198,815 (-) Land $192,500 Building $1,006,315
2025	$12,990.00 (+20.87%)	$74,920 (+9.9%) Land $12,030 Building $62,890	$1,198,815 (+18.96%) Land $192,500 Building $1,006,315
2024	$10,747.00 (+4.8%)
2023	$10,255.00	$68,170 Land $9,670 Building $58,500	$1,007,727 Land $143,000 Building $864,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Most Recent Claim	Apr 1999 · Flooding 4/30/99

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 44% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH WELD COUNTY WD serves 15,890 people · EPA ID CO0162553
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: LightGig Communications.

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