3971 Roper Trl, Severance (Fort Collins), CO 80524 Property Records

Weld County property record for 3971 Roper Trl, Severance, CO 80524

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,367 sqft · built 2021
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$1,217,033 (May 2022)
Tax Bill	$11,899 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7050-93-0-10-03`

Property Details

APN / Parcel Number

Primary APN	`7050-93-0-10-03`
Alternative APNs	`0705-09-3-01-003` `R4497606`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,367 sqft Living Area
Gross Area	6,265 sqft
1st Floor Area	2,260 sqft
Basement Area	2,260 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Frame/Wood Siding
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	1,745 sqft
Porch	Slab
Balcony Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R4497606
Street Address	3971 ROPER TRL
City	SEVERANCE
State	CO
Zip	80524-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEV SP L3 SADDLER PUD
Legal Subdivision	SADDLER PUD
Legal Block	4
Legal Lot Number	3
Jurisdiction	WELD CO
Township / Civil Division	AULT
Census Block Group	4
Census Block	4012
Census Tract	2300

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
May 11, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Apr 22, 2021	Special Warranty Deed, Transfer · Commercial Mortgage LIBERTY SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Apr 22, 2021 · Amount on Record
Deed Document Number	20224826247
Prior Transfer Date	Jun 8, 2015
Prior Transfer Doc	0004114043
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	3971 ROPER TRL, SEVERANCE, CO 80524-8611
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004707206
Date	Apr 22, 2021
Instrument	4707206

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	LOVELAND, CO 80538

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	May 11, 2022
Property Address	3971 ROPER TRL, SEVERANCE, CO 80524-8611
Document Number	0004826247
Instrument Date	May 10, 2022
Instrument	4826247
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8228 THREE EAGLES DR, FORT COLLINS, CO 80528-9359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3971 ROPER TRL, SEVERANCE, CO 80524-8611

Mortgage

Document Number	0004826248
Date	May 11, 2022
Instrument	4826248

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Apr 22, 2021
Property Address	3971 ROPER TRL, SEVERANCE, CO 80524-8611
Document Number	0004707336
Instrument Date	Apr 20, 2021
Instrument	4707336
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$13.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004707338
Date	Apr 22, 2021
Instrument	4707338

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2022

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,910 (+1.87%) Land $12,260 Building $57,650	$1,098,063 (-) Land $192,500 Building $905,563
2025	$11,899.00 (+19.83%)	$68,630 (+8.47%) Land $12,030 Building $56,600	$1,098,063 (+17.41%) Land $192,500 Building $905,563
2024	$9,930.00 (+4.8%)
2023	$9,475.00 (+124.63%)	$63,270 (+144.57%) Land $9,670 Building $53,600	$935,251 (+151.34%) Land $143,000 Building $792,251
2022	$4,218.00	$25,870 Land $8,490 Building $17,380	$372,100 Land $122,100 Building $250,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Most Recent Claim	Apr 1999 · Flooding 4/30/99

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 44% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH WELD COUNTY WD serves 15,890 people · EPA ID CO0162553
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: LightGig Communications.

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