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398 Summit Ridge Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 398 Summit Ridge Rd, Dunlap, TN 37327

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,211 sqft · built 1997
Lot Size0.566 acres (24,675 sqft)
Owner2 Individual Names on Record
Last Sale$239,000 (Nov 2020)
Tax Bill$1,826 (2023)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN077047A E 00108

Property Details

APN / Parcel Number

Primary APN077047A E 00108
Alternative APN
  • 047A E 00108

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area2,211 sqft Living Area
1st Floor Area1,803 sqft
Upper Floors Area400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area24,675 sqft (0.566 acres)
Lot Dimensions175 ft deep x 141 ft wide
TerrainRolling
Garage TypeFinished
Garage Area575 sqft
DrivewayDriveway
Driveway Area2,900 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area144 sqft
Deck Area60 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address398 SUMMIT RIDGE RD
CityDUNLAP
StateTN
Zip37327-3614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSOLAR
Legal DescriptionDISTRICT: 4; SUBDIVISION: SUMMIT RIDGE
Legal SubdivisionSUMMIT RIDGE
Legal Lot Number10
JurisdictionSEQUATCHIE TN
Township / Civil Division3
Census Block Group3
Census Block3000
Census Tract60103

Owner

Source: Sequatchie County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address398 SUMMIT RIDGE RD, DUNLAP, TN 37327-3614
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2020 · Amount on Record
Deed SaleNov 10, 2020 · Amount on Record
Prior SaleJun 26, 1996 · Amount on Record
Deed Document Number20202824
Deed Book / Page407 / 436
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateNov 10, 2020
Property Address398 SUMMIT RIDGE RD, DUNLAP, TN 37327-3614
Document Number0000002824
Book / Page000407 / 000436
Instrument DateNov 6, 2020
Instrument2824
Transaction TypeTransfer
Record UpdatedNov 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$884.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address398 SUMMIT RIDGE RD DUNLAP TN 373273614, DUNLAP, TN 37327-3614

Mortgage

Document Number2825
DateNov 10, 2020
Book Page000407/000438
Instrument2825
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 9, 2050

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySequatchie County
MunicipalityDunlap City
Unified School DistrictSequatchie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$75,625 (-) Land $4,300 Building $71,325
2023$1,826.00 (+26.28%)$75,625 (+73.65%) Land $4,300 Building $71,325$302,500 (+73.65%) Land $17,200 Building $285,300
2022$1,446.00$43,550 Land $3,050 Building $40,500$174,200 Land $12,200 Building $162,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 70% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNLAP WATER SYSTEM
serves 9,782 people · EPA ID TN0000205
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BTC Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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