Sequatchie County property record for 279 Summit Ridge Rd, Dunlap, TN 37327
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,148 sqft · built 1988 |
| Lot Size | 0.689 acres (30,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jan 2017) |
| Tax Bill | $2,533 (2023) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077047A E 00105 |
| Primary APN | 077047A E 00105 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,148 sqft Living Area |
| 1st Floor Area | 3,460 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,000 sqft (0.689 acres) |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 956 sqft |
| Deck Area | 224 sqft |
| Patio Area | 521 sqft |
| Utility Building | 576 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 279 SUMMIT RIDGE RD |
|---|---|
| City | DUNLAP |
| State | TN |
| Zip | 37327-3613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 4; SUBDIVISION: HOUSTON HEARD |
| Legal Subdivision | HOUSTON HEARD |
| Legal Lot Number | 11 |
| Jurisdiction | SEQUATCHIE TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 60103 |
279 Summit Ridge Rd is owned and occupied by an individual who bought it in January 2017.
Source: Sequatchie County records, as of April 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 279 SUMMIT RIDGE RD, DUNLAP, TN 37327-3613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 8, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Feb 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 27, 2017 | Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2017 · Amount on File |
| Deed Sale | Jan 27, 2017 · Amount on File |
| Prior Sale | Aug 1, 2000 · Amount on File |
| Deed Document Number | 2017175 |
| Deed Book / Page | 350 / 463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Sep 14, 2026 |
| Property Address | 279 SUMMIT RIDGE RD, DUNLAP, TN 37327-3613 |
| Document Number | 0000003102 |
| Book / Page | 483 / 1811 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 20263102 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 279 SUMMIT RIDGE RD, DUNLAP, TN 37327-3613 |
| Document Number | 0000003102, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 483/1811 |
| Instrument | 20263102 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 279 SUMMIT RIDGE RD, DUNLAP, TN 37327-3613 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000369 |
|---|---|
| Date | Feb 8, 2024 |
| Book Page | 468/2131 |
| Instrument | 24000369 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 22, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 279 SUMMIT RIDGE RD, DUNLAP, TN 37327-3613 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000587 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 436/308 |
| Instrument | 22000587 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Jan 27, 2017 |
| Property Address | 279 SUMMIT RIDGE RD, DUNLAP, TN 37327-3613 |
| Document Number | 0000000175 |
| Book / Page | 000350 / 000463 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 175 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 279 SUMMIT RIDGE RD DUNLAP TN 373273613, DUNLAP, TN 37327-3613 |
| Document Number | 176, |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 000350/000465 |
| Instrument | 176 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 26, 2047 |
Source: Sequatchie County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sequatchie County |
| Municipality | Dunlap City |
| Unified School District | Sequatchie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $104,925 Land $5,825 Building $99,100 | ||
| 2023 | $2,533.00 (+25.77%) | $104,925 (+72.93%) Land $5,825 Building $99,100 | $419,700 (+72.93%) Land $23,300 Building $396,400 |
| 2022 | $2,014.00 | $60,675 Land $4,600 Building $56,075 | $242,700 Land $18,400 Building $224,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 279 Summit Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 279 Summit Ridge Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 80% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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