276 Summit Ridge Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 276 Summit Ridge Rd, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 3,250 sqft · built 1975
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$372,000 (Jul 2021)
Tax Bill	$2,601 (2023)
Deeds & Mortgages	Aug 2021 Transfer Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077047 00301`

Property Details

APN / Parcel Number

Primary APN	`077047 00301`
Alternative APN	`047 00301`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,250 sqft Living Area
1st Floor Area	1,768 sqft
Upper Floors Area	1,482 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	396 sqft
Patio Area	624 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	276 SUMMIT RIDGE RD
City	DUNLAP
State	TN
Zip	37327-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: HOUSTON HEARD
Legal Subdivision	HOUSTON HEARD
Legal Lot Number	6-9
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	60103

Owner

276 Summit Ridge Rd is owned and occupied by two individuals who acquired it in August 2021.

Source: Sequatchie County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	276 SUMMIT RIDGE RD, DUNLAP, TN 37327-3614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Intrafamily Transfer, Transfer
Jul 12, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
May 10, 2019	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Feb 9, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Feb 9, 2018 · Amount on File
Deed Document Number	20212185
Deed Book / Page	422 / 608
Last Transfer Date	Aug 17, 2021
Transfer Doc	0000002583
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEQUATCHIE TN
Recording Date	Aug 17, 2021
Property Address	276 SUMMIT RIDGE RD, DUNLAP, TN 37327-3614
Document Number	2583
Book / Page	425 / 38
Instrument Date	Aug 17, 2021
Instrument	21002583
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 MCDOWELL RD, DUNLAP, TN 37327-3840

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jul 12, 2021
Property Address	276 SUMMIT RIDGE RD, DUNLAP, TN 37327-3614
Document Number	2185
Book / Page	422 / 608
Map Reference	MB 13 PG 192
Instrument Date	Jul 12, 2021
Instrument	21002185
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 SUMMIT RIDGE RD, DUNLAP, TN 37327-3614

Mortgage

Document Number	2186
Date	Jul 12, 2021
Instrument	21002186

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	276 SUMMIT RIDGE RD, DUNLAP, TN 37327-3614
Document Number	0000001034
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 SUMMIT RIDGE RD DUNLAP TN 373273614, DUNLAP, TN 37327-3614

Mortgage

Document Number	0000001034
Date	May 17, 2019
Book Page	000382/000594
Instrument	1034

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Feb 9, 2018
Property Address	276 SUMMIT RIDGE RD, DUNLAP, TN 37327-3614
Document Number	0000000359
Book / Page	000364 / 000791
Instrument Date	Feb 9, 2018
Instrument	359
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 903 DUNLAP TN 373270903, DUNLAP, TN 37327-0903

Mortgage

Document Number	360
Date	Feb 9, 2018
Book Page	000364/000793
Instrument	360

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Municipality	Dunlap City
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$107,700 Land $5,350 Building $102,350
2023	$2,601.00 (+14.99%)	$107,700 (+57.98%) Land $5,350 Building $102,350	$430,800 (+57.98%) Land $21,400 Building $409,400
2022	$2,262.00	$68,175 Land $4,150 Building $64,025	$272,700 Land $16,600 Building $256,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 276 Summit Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 276 Summit Ridge Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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