370 Summit Ridge Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 370 Summit Ridge Rd, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,730 sqft · built 2021
Lot Size	0.563 acres (24,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,561 (Nov 2021)
Tax Bill	$2,644 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077047A E 00107`

Property Details

APN / Parcel Number

Primary APN	`077047A E 00107`
Alternative APN	`047A E 00107`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,730 sqft Living Area
1st Floor Area	1,838 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,534 sqft (0.563 acres)
Lot Dimensions	141 ft deep x 174 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	516 sqft
Driveway	Driveway
Driveway Area	768 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	370 SUMMIT RIDGE RD
City	DUNLAP
State	TN
Zip	37327-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: SUMMIT RIDGE; BLOCK: 1
Legal Subdivision	SUMMIT RIDGE
Legal Block	1
Legal Lot Number	11
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	60103

Owner

Source: Sequatchie County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	370 SUMMIT RIDGE RD, DUNLAP, TN 37327-3614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI-COUNTY BANK
Nov 8, 2021	Warranty Deed, Transfer · VA Mortgage LEADER ONE FINANCIAL CORP
Dec 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 19, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST JACKSON BANK
Jul 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Dec 29, 2020 · Amount on Record
Deed Document Number	20213482
Deed Book / Page	430 / 257
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	370 SUMMIT RIDGE RD, DUNLAP, TN 37327-3614
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 HORSESHOE RD, SIGNAL MOUNTAIN, TN 37377-7529

Mortgage

Document Number	0000000694
Date	Mar 2, 2021
Book Page	414/461
Instrument	21000694

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	CLEVELAND, TN 37311

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 2, 2022

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Nov 8, 2021
Property Address	370 SUMMIT RIDGE RD, DUNLAP, TN 37327-3614
Document Number	0000003482
Book / Page	430 / 257
Map Reference	MB A PG 71
Instrument Date	Nov 5, 2021
Instrument	21003482
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,618.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003483
Date	Nov 8, 2021
Instrument	21003483

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Dec 29, 2020
Property Address	370 SUMMIT RIDGE RD, DUNLAP, TN 37327-3614
Document Number	0000003322
Book / Page	000410 / 000469
Instrument Date	Dec 28, 2020
Instrument	3322
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$94.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1518 HORSESHOE RD SIGNAL MOUNTAIN TN 373777529, SIGNAL MOUNTAIN, TN 37377-7529

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Oct 19, 2020
Property Address	370 SUMMIT RIDGE RD, DUNLAP, TN 37327-3614
Document Number	0000002605
Book / Page	406 / 282
Map Reference	MB A PG 71
Instrument Date	Oct 14, 2020
Instrument	20002605
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Tax	$88.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 TANYA DR, WHITWELL, TN 37397-5861

Mortgage

Document Number	0000002606
Date	Oct 19, 2020
Instrument	20002606

Lender

Name	FIRST JACKSON BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jul 21, 2020
Property Address	370 SUMMIT RIDGE RD, DUNLAP, TN 37327-3614
Document Number	0000001709
Book / Page	000401 / 000280
Instrument Date	Jul 20, 2020
Instrument	1709
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$83.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 FREDONIA RD ENGLEWOOD TN 37329, ENGLEWOOD, TN 37329

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Municipality	Dunlap City
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,500 (-) Land $4,300 Building $105,200
2023	$2,644.00 (+17.88%)	$109,500 (+61.98%) Land $4,300 Building $105,200	$438,000 (+61.98%) Land $17,200 Building $420,800
2022	$2,243.00	$67,600 Land $3,050 Building $64,550	$270,400 Land $12,200 Building $258,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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