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435 Summit Ridge Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 435 Summit Ridge Rd, Dunlap, TN 37327

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,060 sqft · built 1999
Lot Size0.546 acres (23,800 sqft)
OwnerIndividual Name on File
Last Sale$227,054 (May 2021)
Tax Bill$1,638 (2023)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN077047A E 00111

Property Details

APN / Parcel Number

Primary APN077047A E 00111
Alternative APN
  • 047A E 00111

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,060 sqft Living Area
1st Floor Area2,060 sqft
Basement Area1,554 sqft
Unfinished Basement1,554 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,800 sqft (0.546 acres)
Lot Dimensions170 ft deep x 140 ft wide
TerrainRolling
Garage TypeFinished
Garage Area550 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area54 sqft
Deck Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address435 SUMMIT RIDGE RD
CityDUNLAP
StateTN
Zip37327-3613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4; SUBDIVISION: SUMMIT RIDGE; BLOCK: 1
Legal SubdivisionSUMMIT RIDGE
Legal Block1
Legal Lot Number2
JurisdictionSEQUATCHIE TN
Township / Civil Division3
Census Block Group3
Census Block3000
Census Tract60103

Owner

435 Summit Ridge Rd is owned and occupied by an individual who bought it in May 2021.

Source: Sequatchie County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address435 SUMMIT RIDGE RD, DUNLAP, TN 37327-3613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2021 · Amount on File
Deed SaleMay 4, 2021 · Amount on File
Prior SaleOct 23, 2006 · Amount on File
Deed Document Number20211417
Deed Book / Page418 / 432
Prior Transfer DateMay 3, 2021
Prior Transfer Doc0000001417
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateMay 4, 2021
Property Address435 SUMMIT RIDGE RD, DUNLAP, TN 37327-3613
Document Number0000001417
Book / Page418 / 432
Map ReferenceMB A PG 71
Instrument DateMay 3, 2021
Instrument21001417
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$840.10
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 SMITH DR SW, CLEVELAND, TN 37311

Mortgage

Document Number0000001418
DateMay 4, 2021
Instrument21001418
Lender
NameMOUNTAIN VALLEY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term360 Months
DueMay 3, 2051

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySequatchie County
MunicipalityDunlap City
Unified School DistrictSequatchie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$67,825 (-) Land $4,300 Building $63,525
2023$1,638.00 (+19.04%)$67,825 (+63.53%) Land $4,300 Building $63,525$271,300 (+63.53%) Land $17,200 Building $254,100
2022$1,376.00$41,475 Land $3,050 Building $38,425$165,900 Land $12,200 Building $153,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 435 Summit Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Summit Ridge Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 70% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNLAP WATER SYSTEM
serves 9,782 people · EPA ID TN0000205
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BTC Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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