461 Summit Ridge Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 461 Summit Ridge Rd, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,536 sqft · built 1997
Lot Size	0.642 acres (27,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jun 2018)
Tax Bill	$1,408 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077047A E 00117`

Property Details

APN / Parcel Number

Primary APN	`077047A E 00117`
Alternative APN	`047A E 00117`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,530 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,982 sqft (0.642 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,100 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	494 sqft
Deck Area	844 sqft
Patio Area	844 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	461 SUMMIT RIDGE RD
City	DUNLAP
State	TN
Zip	37327-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: SUMMIT RIDGE; BLOCK: 1
Legal Subdivision	SUMMIT RIDGE
Legal Block	1
Legal Lot Number	4
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	60103

Owner

Source: Sequatchie County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 SUMMIT RIDGE RD, DUNLAP, TN 37327-3613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jun 20, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS TRI-CNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	Jan 27, 2011 · Amount on Record
Deed Document Number	20181392
Deed Book / Page	370 / 151
Transfer Doc	0001130665
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	461 SUMMIT RIDGE RD, DUNLAP, TN 37327-3613
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000977
Date	Mar 29, 2021
Book Page	416/94
Instrument	21000977

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	461 SUMMIT RIDGE RD, DUNLAP, TN 37327-3613
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	977
Date	Mar 29, 2021
Book Page	416/94
Instrument	21000977

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jun 20, 2018
Property Address	461 SUMMIT RIDGE RD, DUNLAP, TN 37327-3613
Document Number	0000001392
Book / Page	000370 / 000151
Instrument Date	Jun 19, 2018
Instrument	1392
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	461 SUMMIT RIDGE RD DUNLAP TN 373273613, DUNLAP, TN 37327-3613

Mortgage

Document Number	1393
Date	Jun 20, 2018
Book Page	000370/000153
Instrument	1393

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Municipality	Dunlap City
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,300 (-) Land $4,925 Building $53,375
2023	$1,408.00 (+14.85%)	$58,300 (+57.78%) Land $4,925 Building $53,375	$233,200 (+57.78%) Land $19,700 Building $213,500
2022	$1,226.00	$36,950 Land $2,925 Building $34,025	$147,800 Land $11,700 Building $136,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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