Delaware County and Franklin Town property record for 322 Main St, Franklin, NY 13775
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 4,200 sqft · built 1965 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Dec 2013) |
| Tax Bill | $4,695 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 123201 97.12-3-16 |
| Primary APN | 123201 97.12-3-16 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,200 sqft Gross Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 72 ft deep x 228 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Account Number | 06401114008 |
|---|---|
| Street Address | 322 MAIN ST |
| City | FRANKLIN |
| State | NY |
| Zip | 13775-7707 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | NATL BANK OF DEL CO |
| Legal Block | 3 |
| Legal Lot Number | 16.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 970300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Franklin Village Historic District listed 1984 · 247 contributing resources · NRIS 84002220 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Delaware County and Franklin Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1818 STATE HIGHWAY 28 S, ONEONTA, NY 13820-6468 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2013 · Amount on Record |
| Deed Sale | Dec 10, 2013 · Amount on Record |
| Prior Sale | Jan 22, 2007 · Amount on Record |
| Deed Book / Page | 1399 / 209 |
| Record Updated | Oct 29, 2026 |
Source: Delaware County and Franklin Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Franklin Town |
| Municipality | Franklin Village |
| Unified School District | Franklin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,695.00 (+1.23%) | ||
| 2025 | $4,638.00 (+116.43%) | $140,000 (-) Land $19,000 Building $121,000 | $208,955 (+13.43%) Land $28,358 Building $180,597 |
| 2023 | $140,000 (-) Land $19,000 Building $121,000 | $184,211 (+23.68%) Land $25,000 Building $159,211 | |
| 2022 | $140,000 Land $19,000 Building $121,000 | $148,936 Land $20,213 Building $128,723 | |
| 2021 | $2,143.00 (-50.55%) | ||
| 2020 | $4,334.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2006–2013) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN VILLAGE serves 481 people · EPA ID NY1200262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delhi Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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