3954 Granite St, Terrell, NC 28682 Property Records

Catawba County property record for 3954 Granite St, Terrell, NC 28682

Property Summary

Property TypeVacant Land
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on Record
Last Sale$400,000 (Jul 2019)
Tax Bill$6 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4617-04-53-1260

Property Details

APN / Parcel Number

Primary APN4617-04-53-1260
Alternative APN
  • 0801248

Interior

Plumbing Fixtures5 Plumbing Fixtures

Exterior

Lot Area3,485 sqft (0.08 acres)

Location & Zoning

Street Address3954 GRANITE ST
CityTERRELL
StateNC
Zip28682-9733
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR-30
Legal DescriptionLOT PT 1 PLAT 54-148
Legal SubdivisionSOMERSET ON LAKE NORMAN
Legal Lot Number1
JurisdictionCATAWBA NC
Township / Civil DivisionMOUNTAIN CREEK
Census Block Group2
Census Block2008
Census Tract11505

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2499 BUFFALO SHOALS RD, CATAWBA, NC 28609-8034
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2019 · Amount on Record
Deed SaleJul 26, 2019 · Amount on Record
Prior SaleJul 1, 1999 · Amount on Record
Deed Document Number201912706
Deed Book / Page3518 / 131
Record UpdatedSep 20, 2026

July 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCATAWBA NC
Recording DateJul 26, 2019
Property Address3954 GRANITE ST, TERRELL, NC 28682-9733
Document Number0035180131
Book / Page03518 / 0131
Map ReferenceMB 54 PG 148
Instrument DateJul 24, 2019
Instrument12706
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address307 S ELM ST, 307, CHERRYVILLE, NC 28021-3218

Transferred To (Grantee/Buyer)

NameVerified Name
Address3243 STONEMILL PATH, SHERRILLS FORD, NC 28673-6005

Mortgage

Document Number0000012707
DateJul 26, 2019
Instrument12707
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,500 (+87.5%) Land $1,500
2025$6.00 (-14.29%)
2023$7.00$800 Land $800$1,500 Land $1,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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