3984 Granite St, Terrell, NC 28682 Property Records

Catawba County property record for 3984 Granite St, Terrell, NC 28682 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,528 sqft · built 1972
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (May 2019)
Tax Bill	$2,822 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4617-04-53-1025`

Property Details

APN / Parcel Number

Primary APN	`4617-04-53-1025`
Alternative APN	`0014231`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	3,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	30,928 sqft (0.71 acres)
View / Lot	Waterfront / Beach
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	170 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3984 GRANITE ST
City	TERRELL
State	NC
Zip	28682-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 PLAT 12-71
Legal Subdivision	J P BOST
Legal Lot Number	21
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2008
Census Tract	11505

Owner

Source: Catawba County records · APN 4617-04-53-1025

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3984 GRANITE ST, TERRELL, NC 28682-9733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU
May 01, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2019 · Amount on Record
Deed Sale	May 01, 2019 · Amount on Record
Prior Sale	Jan 01, 1994 · Amount on Record
Deed Document Number	20197125
Deed Book / Page	3503 / 1983
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3984 GRANITE ST, TERRELL, NC 28682-9733
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036010692
Date	Sep 23, 2020
Book Page	3601/692
Instrument	19383

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2045

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3984 GRANITE ST, TERRELL, NC 28682-9733
Document Number	0036211930
Instrument Date	Dec 09, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3984 GRANITE ST TERRELL NC 286829733, TERRELL, NC 28682-9733

Mortgage

Document Number	0036211930
Date	Dec 21, 2020
Book Page	003621/001930
Instrument	26540

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 01, 2019
Property Address	3984 GRANITE ST, TERRELL, NC 28682-9733
Document Number	0035031983
Book / Page	03503 / 1983
Map Reference	MB 12 PG 71
Instrument Date	Apr 25, 2019
Instrument	07125
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8145 WHITMORE COVE LN, 8145, CLEMMONS, NC 27012-8881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3984 GRANITE ST, TERRELL, NC 28682-9733

Mortgage

Document Number	7126
Date	May 01, 2019
Instrument	07126

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$708,100 (+54.04%) Land $276,900 Building $431,200
2025	$2,822.00 (-17.39%)
2023	$3,416.00	$459,700 Land $230,800 Building $228,900	$708,100 Land $276,900 Building $431,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370350115052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 116 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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