3974 Granite St, Terrell, NC 28682 Property Records

Catawba County property record for 3974 Granite St, Terrell, NC 28682

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,240 sqft · built 1967
Lot Size0.69 acres (30,056 sqft)
OwnerCompany Name on File
Last Sale$400,000 (Jul 2019)
Tax Bill$4,129 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4617-04-53-1144

Property Details

APN / Parcel Number

Primary APN4617-04-53-1144
Alternative APN
  • 0014232

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,240 sqft Living Area
1st Floor Area1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 2000
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area30,056 sqft (0.69 acres)

Exterior Amenities

PorchSlab
Porch Area48 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3974 GRANITE ST
CityTERRELL
StateNC
Zip28682-9733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-30
Legal DescriptionLOT 22 PL 54-148
Legal Lot Number22
JurisdictionCATAWBA NC
Township / Civil DivisionMOUNTAIN CREEK
Census Block Group2
Census Block2008
Census Tract11505

Owner

Source: Catawba County records · APN 4617-04-53-1144

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2499 BUFFALO SHOALS RD, CATAWBA, NC 28609-8034
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 26, 2019 · Amount on Record
Deed SaleJul 26, 2019 · Amount on Record
Deed Document Number201912706
Deed Book / Page3518 / 131
Record UpdatedSep 20, 2026

July 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCATAWBA NC
Recording DateJul 26, 2019
Property Address3974 GRANITE ST, TERRELL, NC 28682-9733
Document Number0035180131
Book / Page03518 / 0131
Map ReferenceMB 2347 PG 487
Instrument DateJul 24, 2019
Instrument12706
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address307 S ELM ST, 307, CHERRYVILLE, NC 28021-3218

Transferred To (Grantee/Buyer)

NameVerified Name
Address3243 STONEMILL PATH, SHERRILLS FORD, NC 28673-6005

Mortgage

Document Number0000012707
DateJul 26, 2019
Instrument12707
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,036,200 (-) Land $277,400 Building $758,800
2025$4,129.00 (-19.09%)$1,036,200 (+124.67%) Land $277,400 Building $758,800
2024$5,103.00 (+2.08%)
2023$4,999.00$461,200 Land $231,200 Building $230,000$1,036,200 Land $277,400 Building $758,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 116 locations within half a mile of this property.

Nearby Properties on Granite St

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