Catawba County property record for 3975 Granite St, Terrell, NC 28682 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,272 sqft Living Area |
| Lot Size | 32,670 sqft (0.75 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $345,000 (2019) |
| Tax Bill | $2,321.00 (2025) |
| Primary APN | 4617-14-43-7245 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 3,272 sqft Living Area |
| 1st Floor | 2,524 sqft 1st Floor |
| Upper Floors | 1,262 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 32,670 sqft (0.75 acres) |
| Depth X Width | 362 ft x 90 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 726 sqft Garage |
| Patio Area | 328 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 138 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 3975 GRANITE ST |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-9733 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 31 PLAT 47-157 |
| Legal Subdivision | SOMERSET ON LAKE NORMAN |
| Legal Lot Number | 31 |
| Jurisdiction | CATAWBA NC |
| Minor Civil Division | MOUNTAIN CREEK |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 11505 |
Source: Catawba County records · APN 4617-14-43-7245
Assessment roll updated August 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3975 GRANITE ST, TERRELL, NC 28682-9733 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| May 15, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Prior Sale | May 15, 2017 · Amount on Record |
| Deed Doc Number | 20195872 |
| Deed Book / Page | 3500 / 1578 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3975 GRANITE ST, TERRELL, NC 28682-9733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035961456 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 3596/1456 |
| Instrument | 17713 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Apr 10, 2019 |
| Property Address | 3975 GRANITE ST, TERRELL, NC 28682-9733 |
| Document Number | 0035001578 |
| Book / Page | 003500 / 001578 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 5872 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3975 GRANITE ST TERRELL NC 286829733, TERRELL, NC 28682-9733 |
| Document Number | 35001581 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 003500/001581 |
| Instrument | 5873 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | May 15, 2017 |
| Property Address | 3975 GRANITE ST, TERRELL, NC 28682-9733 |
| Document Number | 0033990247 |
| Book / Page | 003399 / 000247 |
| Instrument Date | May 15, 2017 |
| Instrument | 8201 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $686.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3975 GRANITE ST TERRELL NC 286829733, TERRELL, NC 28682-9733 |
| Document Number | 33990249 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 003399/000249 |
| Instrument | 8202 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2047 |
Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $582,400 (-) Land $35,600 Building $546,800 | ||
| 2025 | $2,321.00 (-19.07%) | $582,400 (+47.33%) Land $35,600 Building $546,800 | |
| 2024 | $2,868.00 (+2.06%) | ||
| 2023 | $2,810.00 | $395,300 Land $35,600 Building $359,700 | $582,400 Land $35,600 Building $546,800 |
Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 5% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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