3946 Toronto Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3946 Toronto Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,006 sqft · built 2018
Lot Size	0.34 acres (14,810 sqft)
Owner	Trust Name on File
Last Sale	$552,000 (Oct 2018)
Tax Bill	$708 (2025)
Deeds & Mortgages	Oct 2018 Transfer Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-021-003-000`

Property Details

APN / Parcel Number

Primary APN	`082-021-003-000`
Alternative APNs	`08202103100` `0820210310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,006 sqft Living Area
1st Floor Area	2,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces
Patio Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3946 TORONTO RD
City	CAMERON PARK
State	CA
Zip	95682-8651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 307 CAMERON PK N 1
Legal Subdivision	CAMERON PK N 1
Legal Lot Number	307
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1006
Census Tract	30809

Owner

3946 Toronto Rd is owner-occupied and held in a trust since October 2018.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Trust Name on File
Mailing Address	3946 TORONTO RD, CAMERON PARK, CA 95682-8651
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Oct 26, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Sep 29, 2017	Grant Deed, Construction Loan · Construction Mortgage HFS FUND IV LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2018 · Amount on File
Deed Sale	Oct 26, 2018 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	201841594
Prior Transfer Date	Oct 22, 2007
Prior Transfer Doc	0000067671
Record Updated	Oct 29, 2026

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	EL DORADO CA
Recording Date	Oct 26, 2018
Property Address	3946 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000041593
Instrument Date	Oct 23, 2018
Instrument	41593
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3946 TORONTO RD CAMERON PARK CA 956828651, CAMERON PARK, CA 95682-8651

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 26, 2018
Property Address	3946 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000041594
Instrument Date	Oct 23, 2018
Instrument	41594
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$607.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3946 TORONTO RD CAMERON PARK CA 956828651, CAMERON PARK, CA 95682-8651

September 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 29, 2017
Property Address	3946 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000043503
Map Reference	MB C PG 85
Instrument Date	Aug 21, 2017
Instrument	2017-0043503
Transaction Type	Construction Loan
Record Updated	Jul 19, 2022
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 HAGGIN AVE, SACRAMENTO, CA 95833-2249

Mortgage

Document Number	0000043504
Date	Sep 29, 2017
Instrument	2017-0043504

Lender

Name	HFS FUND IV LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000043505
Date	Sep 29, 2017
Instrument	2017-0043505

Lender

Name	HERZER FINANCIAL SERVICES INC
Type	Lending Institution
Address	REDWOOD CITY, CA 94061

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3946 Toronto Rd was $708 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$66,854 (+2%) Land $13,369 Building $53,485
2025	$708.00 Homeowner's exemption	$65,544 Land $13,107 Building $52,437
2023	$679.00 (+1.49%) Homeowner's exemption	$63,000 Land $12,599 Building $50,401
2022	$669.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3946 Toronto Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3946 Toronto Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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