3941 Toronto Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3941 Toronto Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1975
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$447,000 (Aug 2005)
Tax Bill	$4,658 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082-022-011-000`

Property Details

APN / Parcel Number

Primary APN	`082-022-011-000`
Alternative APNs	`08202211100` `0820221110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,584 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3941 TORONTO RD
City	CAMERON PARK
State	CA
Zip	95682-8651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 299 CAMERON PK N 1
Legal Subdivision	CAMERON PK N 1
Legal Lot Number	299
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1007
Census Tract	30809

Owner

3941 Toronto Rd is owned and occupied by two individuals who bought it in August 2005.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3941 TORONTO RD, CAMERON PARK, CA 95682-8651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Jan 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2005 · Amount on File
Deed Sale	Aug 2, 2005 · Amount on File
Prior Sale	Jul 1, 2003 · Amount on File
Deed Document Number	200563486
Prior Transfer Date	Oct 30, 1998
Prior Transfer Doc	0000064710
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3941 TORONTO RD, CAMERON PARK, CA 95682-8651
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3941 TORONTO RD, CAMERON PARK, CA 95682-8651

Mortgage

Document Number	0000003693
Date	Jan 30, 2026
Instrument	2026-0003693

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3941 TORONTO RD, CAMERON PARK, CA 95682-8651
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3941 TORONTO RD, CAMERON PARK, CA 95682-8651

Mortgage

Document Number	0000066688
Date	Oct 22, 2021
Instrument	2021-0066688

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3941 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000040345
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3941 TORONTO RD CAMERON PARK CA 956828651, CAMERON PARK, CA 95682-8651

Mortgage

Document Number	0000040345
Date	Aug 7, 2020
Instrument	40345

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3941 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000002057
Instrument Date	Jan 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3941 TORONTO RD CAMERON PARK CA 956828651, CAMERON PARK, CA 95682-8651

Mortgage

Document Number	0000002057
Date	Jan 16, 2020
Instrument	2057

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3941 Toronto Rd was $4,658.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$427,500 (-) Land $191,500 Building $236,000
2025	$4,658.00	$427,500 Land $191,500 Building $236,000
2023	$4,645.00 (-0.49%)	$427,500 Land $191,500 Building $236,000
2022	$4,668.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3941 Toronto Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3941 Toronto Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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