3926 Toronto Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3926 Toronto Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,189 sqft · built 1977
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$262,500 (Jul 2015)
Tax Bill	$3,998 (2025)
Deeds & Mortgages	May 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-021-006-000`

Property Details

APN / Parcel Number

Primary APN	`082-021-006-000`
Alternative APN	`0820210610`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,189 sqft Living Area

Exterior

Year Built	Built 1977
Construction Type	Wood
Lot Area	19,166 sqft (0.439 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,189 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	0820210610
Street Address	3926 TORONTO RD
City	CAMERON PARK
State	CA
Zip	95682-8629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 310 CAMERON PK N 1
Legal Subdivision	CAMERON PK N 1
Legal Lot Number	310
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1006
Census Tract	30809

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3926 TORONTO RD, CAMERON PARK, CA 95682-8629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 16, 2017	Deed of Trust, Mortgage · Conventional with PMI ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2015 · Amount on Record
Deed Sale	Jul 23, 2015 · Amount on Record
Prior Sale	Mar 29, 2006
Deed Document Number	2015-0034248
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3926 TORONTO RD, CAMERON PARK, CA 95682-8629
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3926 TCRCNTC RD, CAMERON PARK, CA 95682

Mortgage

Document Number	0000022518
Date	May 19, 2022
Instrument	2022-0022518

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3926 TORONTO RD, CAMERON PARK, CA 95682-8629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3926 TORONTO RD, CAMERON PARK, CA 95682-8629

Mortgage

Document Number	0000050103
Date	Sep 16, 2020
Instrument	2020-0050103

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3926 TORONTO RD, CAMERON PARK, CA 95682-8629
Document Number	0000058344
Instrument Date	Dec 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	STEWART TITLE, STEWART TITLE/PLACER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3926 TORONTO RD CAMERON PARK CA 956828629, CAMERON PARK, CA 95682-8629

Mortgage

Document Number	0000058344
Date	Dec 22, 2017
Instrument	58344

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,998.00 (+4.3%) Homeowner's exemption	$372,889 (+4.04%) Land $100,620 Building $272,269
2023	$3,833.00 (+1.48%) Homeowner's exemption	$358,412 Land $96,714 Building $261,698
2022	$3,777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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