3963 Toronto Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3963 Toronto Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1962
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Mar 2023)
Tax Bill	$4,648 (2025)
Deeds & Mortgages	Mar 2023 Transfer Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`082-022-014-000`

Property Details

APN / Parcel Number

Primary APN	`082-022-014-000`
Alternative APNs	`08202214100` `0820221410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3963 TORONTO RD
City	CAMERON PARK
State	CA
Zip	95682-8651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 302 CAMERON PK N 1
Legal Subdivision	CAMERON PK N 1
Legal Lot Number	302
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1007
Census Tract	30809

Owner

3963 Toronto Rd is owned and occupied by an individual who bought it in March 2023.

Source: El Dorado County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3963 TORONTO RD, CAMERON PARK, CA 95682-8651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Mar 21, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage MILLENNIAL CAPITAL LLC
Feb 8, 2023	Intrafamily Transfer, Transfer
Feb 1, 2023	Grant Deed, Transfer · Commercial Mortgage ONEFIFTY8 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Prior Sale	Feb 8, 2023 · Amount on File
Deed Document Number	20237910
Prior Transfer Date	Feb 7, 2023
Prior Transfer Doc	0000003850
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Mar 21, 2023
Property Address	3963 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000007911
Map Reference	MB C PG 85
Instrument Date	Mar 20, 2023
Instrument	2023-0007911
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3963 TORONTO RD, CAMERON PARK, CA 95682-8651

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 21, 2023
Property Address	3963 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000007910
Map Reference	MB C PG 85
Instrument Date	Mar 17, 2023
Instrument	2023-0007910
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3963 TORONTO RD, CAMERON PARK, CA 95682-8651

Mortgage

Document Number	0000007912
Date	Mar 21, 2023
Instrument	2023-0007912

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3963 TORONTO RD, CAMERON PARK, CA 95682-8651
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 PLACERVILLE DR, PLACERVILLE, CA 95667-4046

Mortgage

Document Number	0000006079
Date	Mar 3, 2023
Instrument	2023-0006079

Lender

Name	MILLENNIAL CAPITAL LLC
Type	Non-Lending Institution
Address	RENO, NV 89506

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Feb 8, 2023
Property Address	3963 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000003850
Map Reference	MB C PG 85
Instrument Date	Feb 7, 2023
Instrument	2023-0003850
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 PLACERVILLE DR # 383, 383, PLACERVILLE, CA 95667-4046

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 1, 2023
Property Address	3963 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000003039
Map Reference	MB C PG 85
Instrument Date	Jan 30, 2023
Instrument	2023-0003039
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3963 TORONTO RD, CAMERON PARK, CA 95682-8651

Mortgage

Document Number	0000003040
Date	Feb 1, 2023
Instrument	2023-0003040

Lender

Name	ONEFIFTY8 LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3963 Toronto Rd was $4,648.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,095 (+2%) Land $143,263 Building $291,832
2025	$4,648.00	$426,564 Land $140,454 Building $286,110
2023	$2,995.00 (+1.42%)	$272,937 Land $86,840 Building $186,097
2022	$2,953.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3963 Toronto Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3963 Toronto Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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