3954 Toronto Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3954 Toronto Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,716 sqft · built 1986
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jul 2022)
Tax Bill	$3,701 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082-021-002-000`

Property Details

APN / Parcel Number

Primary APN	`082-021-002-000`
Alternative APNs	`08202102100` `0820210210`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,716 sqft Living Area
1st Floor Area	2,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Patio Area	2,716 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3954 TORONTO RD
City	CAMERON PARK
State	CA
Zip	95682-8651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 306 CAMERON PK N 1
Legal Subdivision	CAMERON PK N 1
Legal Lot Number	306
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1006
Census Tract	30809

Owner

3954 Toronto Rd is owned by an individual who bought it in July 2022.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 218, GARDEN VALLEY, CA 95633-0218
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Jul 6, 2022	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jan 9, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Mar 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Deed Document Number	202228867
Prior Transfer Date	Mar 1, 2019
Prior Transfer Doc	0000008471
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Jun 23, 2026
Property Address	3954 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000020556
Instrument Date	Jun 10, 2026
Instrument	202620556
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3954 TORONTO RD, CAMERON PARK, CA 95682-8651

Mortgage

Document Number	0000020556,
Date	Jun 23, 2026
Instrument	202620556

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 6, 2022
Property Address	3954 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000028867
Map Reference	MB C PG 85
Instrument Date	Jul 1, 2022
Instrument	2022-0028867
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 218, GARDEN VALLEY, CA 95633-0218

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	EL DORADO CA
Recording Date	Jan 9, 2020
Property Address	3954 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000000908
Instrument Date	Dec 10, 2019
Instrument	908
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3954 TORONTO RD CAMERON PARK CA 956828651, CAMERON PARK, CA 95682-8651

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 14, 2019
Property Address	3954 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000008471
Instrument Date	Mar 1, 2019
Instrument	8471
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3954 TORONTO RD CAMERON PARK CA 956828651, CAMERON PARK, CA 95682-8651

Tax Assessment & Valuation

The 2025 property tax bill for 3954 Toronto Rd was $3,701, up 2.3% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$344,892 (+2%) Land $159,181 Building $185,711
2025	$3,701.00 (+2.27%)	$338,130 Land $156,060 Building $182,070
2024	$3,619.00 (+4.11%)
2023	$3,476.00 (+37.07%) Homeowner's exemption	$325,000 Land $150,000 Building $175,000
2022	$2,536.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3954 Toronto Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3954 Toronto Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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