3931 Toronto Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3931 Toronto Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,726 sqft · built 2001
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$477,000 (Sep 2019)
Tax Bill	$5,666 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-022-010-000`

Property Details

APN / Parcel Number

Primary APN	`082-022-010-000`
Alternative APNs	`08202210100` `0820221010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
1st Floor Area	1,726 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	14,810 sqft (0.34 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,726 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3931 TORONTO RD
City	CAMERON PARK
State	CA
Zip	95682-8651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 298 CAMERON PK N 1
Legal Subdivision	CAMERON PK N 1
Legal Lot Number	298
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1007
Census Tract	30809

Owner

3931 Toronto Rd is owned and occupied by two individuals who bought it in September 2019.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3931 TORONTO RD, CAMERON PARK, CA 95682-8651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 24, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019 · Amount on File
Deed Sale	Sep 24, 2019 · Amount on File
Prior Sale	Dec 28, 2001 · Amount on File
Deed Document Number	201940073
Prior Transfer Date	Feb 1, 2016
Prior Transfer Doc	0000006180
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3931 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000035283
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3931 TORONTO RD CAMERON PARK CA 956828651, CAMERON PARK, CA 95682-8651

Mortgage

Document Number	0000035283
Date	Jul 16, 2020
Instrument	35283

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 24, 2019
Property Address	3931 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000040073
Map Reference	MB C PG 85
Instrument Date	Sep 19, 2019
Instrument	2019-0040073
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3931 TORONTO RD, CAMERON PARK, CA 95682-8651

Mortgage

Document Number	0000040074
Date	Sep 24, 2019
Instrument	2019-0040074

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3931 TORONTO RD, CAMERON PARK, CA 95682-8651
Document Number	0000040683
Instrument Date	Oct 13, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3931 TORONTO RD CAMERON PARK CA 956828651, CAMERON PARK, CA 95682-8651

Mortgage

Document Number	0000040683
Date	Oct 19, 2018
Instrument	40683

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3931 Toronto Rd was $5,666.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$532,096 (+2%) Land $122,703 Building $409,393
2025	$5,666.00	$521,664 Land $120,298 Building $401,366
2023	$5,434.00 (+1.46%)	$501,410 Land $115,628 Building $385,782
2022	$5,356.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3931 Toronto Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3931 Toronto Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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