San Diego County property record for 3881 Rancho Summit Dr, Encinitas, CA 92024 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2020 |
| Square Footage | 4,666 sqft Living Area |
| Lot Size | 1.06 acres |
| Occupancy | Owner Occupied |
| Last Sale | $3,400,000 (2026) |
| Tax Bill | $28,467.00 (2025) |
| Primary APN | 264-590-18-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,666 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 46,609 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 3881 RANCHO SUMMIT DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-7277 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 18 TR 014032 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 014032 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 17112 |
Source: San Diego County records · APN 264-590-18-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3881 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 05, 2024 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| May 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION |
| May 19, 2026 | Grant Deed, Transfer · Line of Credit USALLIANCE FCU |
| Jun 27, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage NEXERA HOLDING LLC |
| Sep 30, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on Record |
| Deed Sale | May 19, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2020 · Amount on Record |
| Deed Doc Number | 2026143594 |
| Prior Transfer Date | Jun 21, 2022 |
| Prior Transfer Doc | 0000264296 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3881 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 3881 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277 |
| Document Number | 0000731140 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021-0731140 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3881 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3881 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277 |
| Document Number | 0000169885 |
|---|---|
| Date | Jul 05, 2024 |
| Instrument | 2024-0169885 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 19, 2026 |
| Property Address | 3881 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277 |
| Document Number | 0000143595 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026143595 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 6213 ALVERTON DR, CARLSBAD, CA 92009-3061 |
| Document Number | 0000143595, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 2026143595 |
| Name | HOMEXPRESS MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 19, 2026 |
| Property Address | 3881 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277 |
| Document Number | 0000143594 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.143594 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $377,740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3881 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277 |
| Document Number | 0000143596, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 2026..143596 |
| Name | USALLIANCE FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 27, 2022 |
| Property Address | 3881 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277 |
| Document Number | 0000264296 |
| Map Reference | MAP 14032 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 2022-0264296 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2022 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3881 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277 |
| Document Number | 0000264297 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022-0264297 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 01, 2062 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 30, 2020 |
| Property Address | 3881 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277 |
| Document Number | 0000588363 |
| Map Reference | MAP 14032 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2020-0588363 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FNTG BUILDER SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3881 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277 |
| Document Number | 0000588364 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-0588364 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,616,138 (+2%) Land $1,417,985 Building $1,198,153 | |
| 2025 | $28,467.00 (+3.57%) | $2,564,842 (+4.04%) Land $1,390,182 Building $1,174,660 |
| 2024 | $27,485.00 (+2.26%) | |
| 2023 | $26,878.00 (+18.01%) | $2,465,248 Land $1,336,200 Building $1,129,048 |
| 2022 | $22,776.00 |
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