39275 E Cusic Ct, Mechanicsville, MD 20659 Property Records

St. Mary's County property record for 39275 E Cusic Ct, Mechanicsville, MD 20659

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,364 sqft · built 1996
Lot Size2.06 acres (89,734 sqft)
Owner2 Individual Names on Record
Last Sale$442,400 (Sep 2024)
Tax Bill$4,737 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN04-049160

Property Details

APN / Parcel Number

Primary APN04-049160
Alternative APNs
  • 4049160
  • 049160

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,364 sqft Total Area
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area89,734 sqft (2.06 acres)
PorchSlab
Porch Area174 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number049160
Street Address39275 E CUSIC CT
CityMECHANICSVILLE
StateMD
Zip20659-4930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionLOT 20 S/S RR 238 HILLS CORNER ESTATES
Legal SubdivisionHILLS CORNER ESTATES
Legal Lot Number20
JurisdictionST MARY'S MD
Township / Civil Division4, CHAPTICO
Census Block Group3
Census Block3002
Census Tract875201

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address39275 E CUSIC CT, MECHANICSVILLE, MD 20659-4930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2024 · Amount on Record
Deed SaleSep 12, 2024 · Amount on Record
Prior SaleJun 25, 2001 · Amount on Record
Deed Book / Page6571 / 70
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address39275 E CUSIC CT, MECHANICSVILLE, MD 20659-4930
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047940109
DateDec 29, 2017
Book Page4794/109
Instrument4794-109
Lender
NameDITECH.COM
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$436,000 (+8.54%)$440,500 (+3.16%) Land $119,200 Building $321,300
2025$4,737.00 (+8.22%)
2023$4,377.00$401,700$427,000 Land $125,500 Building $301,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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