St. Mary's County property record for 39198 E Cusic Ct, Mechanicsville, MD 20659
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,220 sqft · built 1999 |
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $148,400 (Apr 2000) |
| Tax Bill | $3,465 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-049292 |
| Primary APN | 04-049292 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,220 sqft Total Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 90,605 sqft (2.08 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 049292 |
|---|---|
| Street Address | 39198 E CUSIC CT |
| City | MECHANICSVILLE |
| State | MD |
| Zip | 20659-4931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 500-30 PLAT 40/53 & 47/28 HILLS CORNER ESTATES |
| Legal Subdivision | HILLS CORNER ESTATES |
| Legal Lot Number | 30 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 4, CHAPTICO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 875201 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39198 E CUSIC CT, MECHANICSVILLE, MD 20659-4931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2000 · Amount on Record |
| Deed Sale | Apr 5, 2000 · Amount on Record |
| Deed Document Number | 20002375 |
| Deed Book / Page | 1522 / 26 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 39198 E CUSIC CT, MECHANICSVILLE, MD 20659-4931 |
| Document Number | 0048180336 |
| Instrument Date | Jan 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 39245 CHAPTICO RD CHAPTICO MD 20621, CHAPTICO, MD 20621 |
| Document Number | 0048180336 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 004818/000336 |
| Name | GRACE BRETHREN CHURCH/CALVERT |
|---|---|
| Address | 9870 OLD SOLOMONS ISLAND RD, OWINGS, MD 20736-9313 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 19, 2033 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,267 (+11.55%) | $335,100 (+11.85%) Land $119,300 Building $215,800 | |
| 2025 | $3,465.00 (+8.21%) | ||
| 2023 | $3,202.00 | $289,800 | $299,600 Land $125,600 Building $174,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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