St. Mary's County property record for 39220 E Cusic Ct, Mechanicsville, MD 20659
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,234 sqft · built 1996 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Jun 2013) |
| Tax Bill | $3,556 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-049276 |
| Primary APN | 04-049276 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,234 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 049276 |
|---|---|
| Street Address | 39220 E CUSIC CT |
| City | MECHANICSVILLE |
| State | MD |
| Zip | 20659-4930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 28 PLAT 40/53 HILLS CORNER ESTATES |
| Legal Subdivision | HILLS CORNER ESTATES |
| Legal Lot Number | 28 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 4, CHAPTICO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 875201 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39220 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2013 · Amount on Record |
| Deed Sale | Jun 11, 2013 · Amount on Record |
| Prior Sale | Dec 7, 1995 · Amount on Record |
| Deed Book / Page | 3914 / 545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 39220 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | EXPRESS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 39220 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Document Number | 0059630047 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 5963/47 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,833 (+11.91%) | $345,600 (+12.46%) Land $118,900 Building $226,700 | |
| 2025 | $3,556.00 (+8.35%) | ||
| 2023 | $3,282.00 | $297,400 | $307,300 Land $125,200 Building $182,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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