St. Mary's County property record for 39249 E Cusic Ct, Mechanicsville, MD 20659
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2 ba · 1,808 sqft · built 1996 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Jan 2019) |
| Tax Bill | $164 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-049152 |
| Primary APN | 04-049152 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,808 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Mixed |
| Garage Area | 2,352 sqft |
| Parking Spaces | 8 Parking Spaces |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 049152 |
|---|---|
| Street Address | 39249 E CUSIC CT |
| City | MECHANICSVILLE |
| State | MD |
| Zip | 20659-4930 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | RPD |
| Legal Description | LOT 19 S/S RR 238 HILLS CORNER ESTATES |
| Legal Subdivision | HILLS CORNER ESTATES |
| Legal Lot Number | 19 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 4, CHAPTICO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 875201 |
39249 E Cusic Ct is owned by two individuals who bought it in January 2019.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39249 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 16, 2019 | Deed of Trust, Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Jan 28, 2019 | Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Aug 9, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2019 · Amount on File |
| Deed Sale | Jan 28, 2019 · Amount on File |
| Prior Sale | Aug 9, 2018 |
| Deed Book / Page | 5016 / 281 |
| Prior Transfer Date | Jul 2, 2018 |
| Prior Transfer Doc | 0049200079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Apr 7, 2026 |
| Property Address | 39249 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Document Number | 6878000196 |
| Book / Page | 6878 / 196 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 39249 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Document Number | 6878000196, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 6878/196 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 39249 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Document Number | 0053060349 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 39249 E CUSIC CT MECHANICSVILLE MD 206594930, MECHANICSVILLE, MD 20659-4930 |
| Document Number | 0053060349 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 005306/000349 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jan 28, 2019 |
| Property Address | 39249 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Document Number | 0050160281 |
| Book / Page | 5016 / 281 |
| Map Reference | MB 40 PL 53 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TRI COUNTY ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 39249 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Document Number | 0005016288 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 5016/288 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Aug 9, 2018 |
| Property Address | 39249 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Document Number | 0049200079 |
| Book / Page | 4920 / 079 |
| Map Reference | MB40 PL53 |
| Instrument Date | Jul 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CAMPUS TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 39249 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Document Number | 0000492084 |
|---|---|
| Date | Aug 9, 2018 |
| Instrument | 4920/84 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 39249 E Cusic Ct was $164.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $461,933 (+6.13%) | $488,600 (-) Land $118,900 Building $369,700 | |
| 2025 | $164.00 | $435,267 | $488,600 Land $118,900 Building $369,700 |
| 2023 | $160.00 Disabled Person's exemption Veteran's exemption | $380,700 | $408,600 Land $125,200 Building $283,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39249 E Cusic Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39249 E Cusic Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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