St. Mary's County property record for 39244 E Cusic Ct, Mechanicsville, MD 20659
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,874 sqft · built 1996 |
| Lot Size | 2.12 acres (92,347 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $353,000 (Aug 2018) |
| Tax Bill | $164 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Aug 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-049241 |
| Primary APN | 04-049241 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,874 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 92,347 sqft (2.12 acres) |
| Garage Type | Built-in |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 276 sqft |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 049241 |
|---|---|
| Street Address | 39244 E CUSIC CT |
| City | MECHANICSVILLE |
| State | MD |
| Zip | 20659-4930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 27 PLAT 40/53 HILLS CORNER ESTATES |
| Legal Subdivision | HILLS CORNER ESTATES |
| Legal Lot Number | 27 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 4, CHAPTICO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 875201 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39244 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Aug 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Feb 16, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Aug 30, 2018 | Grant Deed, Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2018 · Amount on Record |
| Deed Sale | Aug 30, 2018 · Amount on Record |
| Prior Sale | Mar 19, 1996 · Amount on Record |
| Deed Book / Page | 4935 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 39244 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0064610315 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 6461/315 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 39244 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047150250 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 4715/250 |
| Instrument | 4715-250 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 39244 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0056470333 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 5647/333 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Aug 30, 2018 |
| Property Address | 39244 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Document Number | 0049350001 |
| Book / Page | 004935 / 000001 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | BAYVIEW TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $353.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 39244 E CUSIC CT MECHANICSVILLE MD 206594930, MECHANICSVILLE, MD 20659-4930 |
| Document Number | 49350009 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 004935/000009 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 29, 2048 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $461,467 (+21.02%) | $493,000 (+23.74%) Land $119,500 Building $373,500 | |
| 2025 | $164.00 (-95.94%) Homeowner's exemption | ||
| 2023 | $4,040.00 Homeowner's exemption | $381,300 | $398,400 Land $125,800 Building $272,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 73% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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