St. Mary's County property record for 39216 E Cusic Ct, Mechanicsville, MD 20659
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,720 sqft · built 1996 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $278,000 (Jun 2010) |
| Tax Bill | $2,908 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-049144 |
| Primary APN | 04-049144 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,720 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 049144 |
|---|---|
| Street Address | 39216 E CUSIC CT |
| City | MECHANICSVILLE |
| State | MD |
| Zip | 20659-4930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 18 PLAT 40/53 HILLS CORNER ESTATES |
| Legal Subdivision | HILLS CORNER ESTATES |
| Legal Lot Number | 18 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 4, CHAPTICO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 875201 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39216 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO |
| May 6, 2021 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2010 · Amount on Record |
| Deed Sale | Jun 22, 2010 · Amount on Record |
| Prior Sale | Jun 5, 2003 · Amount on Record |
| Deed Document Number | 20102636 |
| Deed Book / Page | 3442 / 101 |
| Last Transfer Date | Apr 29, 2026 |
| Transfer Doc | 6945000482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jul 21, 2026 |
| Property Address | 39216 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Document Number | 6945000482 |
| Book / Page | 6945 / 482 |
| Instrument Date | Apr 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39216 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Document Number | 6945000488, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 6945/488 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 39216 E CUSIC CT, MECHANICSVILLE, MD 20659-4930 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0057640251 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 5764/251 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68164 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,200 (+15.75%) | $330,600 (+15.03%) Land $118,900 Building $211,700 | |
| 2025 | $2,908.00 (+6.36%) Homeowner's exemption | ||
| 2023 | $2,734.00 Disabled Person's exemption | $273,167 | $287,400 Land $125,200 Building $162,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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