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3862 Rancho Summit Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 3862 Rancho Summit Dr, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 2019
Square Footage4,956 sqft Living Area
Lot Size1.05 acres
OccupancyOwner Occupied
Last Sale$2,250,000 (2020)
Tax Bill$27,696.00 (2025)

Property Details

APN / Parcel Number

Primary APN264-590-12-00

Interior

Bedrooms4 Beds
Full Baths5 Baths
Building Area4,956 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area45,738 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3862 RANCHO SUMMIT DR
CityENCINITAS
StateCA
Zip92024-7277
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 12 TR 014032
Legal SubdivisionENCINITAS ESTATES
Legal Tract014032
Legal Block2
Legal Lot Number12
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2019
Census Tract17113

Owner

Source: San Diego County records · APN 264-590-12-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3862 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2023Intrafamily Transfer, Transfer
Sep 11, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Sep 11, 2020Quit Claim Deed
FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 11, 2020 · Amount on Record
Deed SaleSep 11, 2020 · Amount on Record
Prior SaleJan 09, 2015 · Amount on Record
Deed Doc Number2020532056
Last Transfer DateMar 10, 2023
Transfer Doc0000069885
Record RefreshedSep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 20, 2023
Property Address3862 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
Document Number0000069885
Map ReferenceMAP 14032
Instrument DateMar 10, 2023
Instrument2023-0069885
Transaction TypeTransfer
Record UpdatedMar 28, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3682 RANCHO SUMMIT DRIVE, ENCINITAS, CA 92024

September 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 11, 2020
Property Address3862 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
Document Number0000532056
Map ReferenceMAP 14032
Instrument DateSep 08, 2020
Instrument2020-0532056
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 25, 2022
Title CompanyFNTG BUILDER SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3862 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
InvestorPossibly a Property Investor

Mortgage

Document Number0000532058
DateSep 11, 2020
Instrument2020-0532058
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.55%
Type Change DateOct 01, 2030
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change7.55%
Index1-Year LIBOR
Max Rate7.55%

September 2020: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 11, 2020
Property Address3862 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
Document Number0000532057
Instrument DateJul 29, 2020
Instrument532057
Record UpdatedSep 22, 2020
Title CompanyFNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3862 RANCHO SUMMIT DR ENCINITAS CA 920247277, ENCINITAS, CA 92024-7277

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,550,207 (+2%) Land $1,214,487 Building $1,335,720
2025$27,696.00 (+5.92%) Homeowner's exemption$2,500,204 (+4.04%) Land $1,190,674 Building $1,309,530
2023$26,148.00 (+1.96%) Homeowner's exemption$2,403,120 Land $1,144,440 Building $1,258,680
2022$25,646.00

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