3911 Happy Rd, Loomis, CA 95650 Property Records

Placer County property record for 3911 Happy Rd, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,839 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-163-035-000`

Property Details

APN / Parcel Number

Primary APN	`043-163-035-000`
Alternative APN	`043-163-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,500 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	43,560 sqft
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	043-163-035
Street Address	3911 HAPPY RD
City	LOOMIS
State	CA
Zip	95650-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RABX
Legal Description	1 A FR SEC 11 11 7
Legal Subdivision	HICKEY TRACT
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2034
Census Tract	20607

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3911 HAPPY RD, LOOMIS, CA 95650-9711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 2, 2018	Deed of Trust, Mortgage · Conventional with PMI AKT AMERICAN CAP
Jun 15, 2017	Deed of Trust, Mortgage · FHA Mortgage AKT AMERICAN CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2016
Deed Sale	Jan 6, 2016
Prior Sale	Dec 12, 2014 · Amount on Record
Deed Document Number	2016660
Prior Transfer Date	Dec 30, 2015
Prior Transfer Doc	0000000660
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3911 HAPPY RD, LOOMIS, CA 95650-9711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076815
Date	Jul 27, 2020
Instrument	2020-0076815

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3911 HAPPY RD, LOOMIS, CA 95650-9711
Document Number	0000009303
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3911 HAPPY RD LOOMIS CA 956509711, LOOMIS, CA 95650-9711

Mortgage

Document Number	0000009303
Date	Feb 13, 2018
Instrument	9303

Lender

Name	AKT AMERICAN CAP
Type	Funding / Finance Company
Address	SEGUNDO, CA 90245

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3911 HAPPY RD, LOOMIS, CA 95650-9711
Document Number	0000048741
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	SPL INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3911 HAPPY RD LOOMIS CA 956509711, LOOMIS, CA 95650-9711

Mortgage

Document Number	0000048741
Date	Jun 29, 2017
Instrument	48741

Lender

Name	AKT AMERICAN CAP
Type	Funding / Finance Company
Address	EL SEGUNDO, CA 90245

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$344,407 (+2%) Land $147,102 Building $197,305
2025	$3,839.00 (+1.56%) Homeowner's exemption	$337,655 (+4.04%) Land $144,218 Building $193,437
2023	$3,780.00 (+0.43%) Homeowner's exemption	$324,546 Land $138,619 Building $185,927
2022	$3,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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