3964 Happy Rd, Loomis, CA 95650 Property Records

Placer County property record for 3964 Happy Rd, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1971
Lot Size	1.4 acres (60,984 sqft)
Owner	Company Name on Record
Last Sale	$825,000 (May 2022)
Tax Bill	$8,638 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`043-163-028-000`

Property Details

APN / Parcel Number

Primary APN	`043-163-028-000`
Alternative APN	`043-163-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Block
Construction Type	Frame
Lot Area	60,984 sqft
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	043-163-028
Street Address	3964 HAPPY RD
City	LOOMIS
State	CA
Zip	95650-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RABX
Legal Description	1.4 A SEC 11 11 7
Legal Range	7E
Legal Township	11N
Legal Section	11
Legal Subdivision	HICKEY TRACT
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2001
Census Tract	20607

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3964 HAPPY RD, LOOMIS, CA 95650-9711
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 29, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Apr 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage ED HORTON
Jul 31, 2017	Grant Deed, Transfer STEWART TITLE, STEWART TITLE/PLACER
Jul 31, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/PLACER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	202245002
Prior Transfer Date	Jan 10, 2020
Prior Transfer Doc	0000008335
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 27, 2022
Property Address	3964 HAPPY RD, LOOMIS, CA 95650-9711
Document Number	0000045002
Instrument Date	May 20, 2022
Instrument	2022-0045002
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3964 HAPPY RD, LOOMIS, CA 95650-9711

Mortgage

Document Number	0000045003
Date	May 27, 2022
Instrument	2022-0045003

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3964 HAPPY RD, LOOMIS, CA 95650-9711
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018094
Date	Feb 28, 2020
Instrument	2020-0018094

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3964 HAPPY RD, LOOMIS, CA 95650-9711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 HAPPY RD, LOOMIS, CA 95650-9711

Mortgage

Document Number	0000011607
Date	Jan 27, 2021
Instrument	2021-0011607

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jan 29, 2020
Property Address	3964 HAPPY RD, LOOMIS, CA 95650-9711
Document Number	0000008335
Instrument Date	Jan 10, 2020
Instrument	8335
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3964 HAPPY RD LOOMIS CA 956509711, LOOMIS, CA 95650-9711

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Apr 10, 2019
Property Address	3964 HAPPY RD, LOOMIS, CA 95650-9711
Document Number	0000022153
Instrument Date	Apr 5, 2019
Instrument	2019-0022153
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 HAPPY RD, LOOMIS, CA 95650-9711

Mortgage

Document Number	0000022154
Date	Apr 10, 2019
Instrument	2019-0022154

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3964 HAPPY RD, LOOMIS, CA 95650-9711
Document Number	0000002511
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3964 HAPPY RD LOOMIS CA 956509711, LOOMIS, CA 95650-9711

Mortgage

Document Number	0000002511
Date	Jan 15, 2019
Instrument	2511

Lender

Name	ED HORTON
Address	PO BOX 482, LOOMIS, CA 95650-0482

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 31, 2017
Property Address	3964 HAPPY RD, LOOMIS, CA 95650-9711
Document Number	0000057468
Instrument Date	Jul 28, 2017
Instrument	57468
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	STEWART TITLE, STEWART TITLE/PLACER

Transaction

Amount	Amount Recorded
Tax	$535.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3964 HAPPY RD LOOMIS CA 956509711, LOOMIS, CA 95650-9711

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jul 31, 2017
Property Address	3964 HAPPY RD, LOOMIS, CA 95650-9711
Document Number	0000057467
Instrument Date	Jul 28, 2017
Instrument	57467
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	STEWART TITLE, STEWART TITLE/PLACER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3964 HAPPY RD LOOMIS CA 956509711, LOOMIS, CA 95650-9711

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$846,000 (+5.03%) Land $333,300 Building $512,700
2025	$8,638.00 (+1.23%) Homeowner's exemption	$805,456 (+4.04%) Land $317,300 Building $488,156
2023	$8,533.00 (+43.1%) Homeowner's exemption	$774,180 Land $305,000 Building $469,180
2022	$5,963.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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