3981 Happy Rd, Loomis, CA 95650 Property Records

Placer County property record for 3981 Happy Rd, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,017 sqft · built 1965
Lot Size	3.8 acres (165,528 sqft)
Owner	Trust Name on File
Last Sale	$1,265,000 (Oct 2021)
Tax Bill	$13,805 (2025)
Deeds & Mortgages	Dec 2022 Transfer Oct 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`043-163-018-000`

Property Details

APN / Parcel Number

Primary APN	`043-163-018-000`
Alternative APN	`043-163-018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,017 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	165,528 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	043-163-018
Street Address	3981 HAPPY RD
City	LOOMIS
State	CA
Zip	95650-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RABX
Legal Description	3.8 A SEC 11 11 7
Legal Range	7E
Legal Township	11N
Legal Section	11
Legal Subdivision	HICKEY TRACT
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2034
Census Tract	20607

Owner

3981 Happy Rd is held in a trust since November 2022.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	3075 SWETZER RD, LOOMIS, CA 95650-9516
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Intrafamily Transfer, Transfer
Oct 7, 2021	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Oct 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Mar 28, 2014 · Amount on File
Deed Document Number	2021124692
Last Transfer Date	Nov 29, 2022
Transfer Doc	0000089985
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Dec 8, 2022
Property Address	3981 HAPPY RD, LOOMIS, CA 95650-9711
Document Number	0000089985
Instrument Date	Nov 29, 2022
Instrument	2022-0089985
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	506 LA VISTA RD, WALNUT CREEK, CA 94598-4905

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 7, 2021
Property Address	3981 HAPPY RD, LOOMIS, CA 95650-9711
Document Number	0000124692
Instrument Date	Oct 4, 2021
Instrument	2021-0124692
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3981 HAPPY RD, LOOMIS, CA 95650-9711
Investor	Possibly a Property Investor

Mortgage

Document Number	0000124693
Date	Oct 7, 2021
Instrument	2021-0124693

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3981 HAPPY RD, LOOMIS, CA 95650-9711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042523
Date	May 8, 2020
Instrument	2020-0042523

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3981 HAPPY RD, LOOMIS, CA 95650-9711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082548
Date	Aug 7, 2020
Instrument	2020-0082548

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Oct 16, 2020
Property Address	3981 HAPPY RD, LOOMIS, CA 95650-9711
Document Number	0000116681
Instrument Date	Jun 29, 2020
Instrument	116681
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3981 HAPPY RD LOOMIS CA 956509711, LOOMIS, CA 95650-9711

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3981 HAPPY RD, LOOMIS, CA 95650-9711
Document Number	0000039564
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3981 HAPPY RD LOOMIS CA 956509711, LOOMIS, CA 95650-9711

Mortgage

Document Number	0000039564
Date	Jun 11, 2019
Instrument	39564

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3981 Happy Rd was $13,805.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,369,275 (+5.15%) Land $378,850 Building $990,425
2025	$13,805.00	$1,302,154 Land $360,300 Building $941,854
2023	$13,382.00 (-4.8%)	$1,225,785 Land $339,200 Building $886,585
2022	$14,057.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3981 Happy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3981 Happy Rd is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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