Chesapeake City property record for 3904 Oak Dr E, Chesapeake, VA 23321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,912 sqft · built 1983 |
| Lot Size | 1.11 acres (48,613 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $555,000 (Jul 2023) |
| Tax Bill | $5,226 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Apr 2021 Refinance |
| APN | 0052004000010 |
| Primary APN | 0052004000010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,912 sqft Living Area |
| 1st Floor Area | 1,271 sqft |
| Upper Floors Area | 1,271 sqft |
| Attic | Attic |
| Attic Area | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 48,613 sqft (1.11 acres) |
| Lot Dimensions | 210 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3904 OAK DR E |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-5904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 24 REPLT 24 25 & 27 TYRE NECK |
| Legal Subdivision | TYRE NECK |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21604 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3904 OAK DR E, CHESAPEAKE, VA 23321-5904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2023 | Warranty Deed, Transfer · ARM TOWNEBANK MORTGAGE |
| Apr 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2023 · Amount on Record |
| Deed Sale | Jul 6, 2023 · Amount on Record |
| Prior Sale | Aug 26, 2016 · Amount on Record |
| Deed Document Number | 202314078 |
| Deed Book / Page | 10676 / 531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 6, 2023 |
| Property Address | 3904 OAK DR E, CHESAPEAKE, VA 23321-5904 |
| Document Number | 010676/531 |
| Book / Page | 10676 / 531 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 230014078 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Title Company | NOT AVAILABLE, RW TOWNE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3904 OAK DR E, CHESAPEAKE, VA 23321-5904 |
| Document Number | 0230014081 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 230014081 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jul 1, 2030 |
| Change Frequency | Annually |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3904 OAK DR E, CHESAPEAKE, VA 23321-5904 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10350/1015 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 10350/1015 |
| Instrument | 210016843 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.49% |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,226.00 (+18.83%) | $517,400 (+10.09%) Land $170,000 Building $347,400 | $517,400 (+10.09%) Land $170,000 Building $347,400 |
| 2023 | $470,000 (+7.92%) Land $160,000 Building $310,000 | $470,000 (+7.92%) Land $160,000 Building $310,000 | |
| 2022 | $4,398.00 (+1.55%) | $435,500 Land $145,000 Building $290,500 | $435,500 Land $145,000 Building $290,500 |
| 2019 | $4,331.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050 |
|---|---|
| Water Source | Purchased surface water from CITY OF PORTSMOUTH |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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