Chesapeake City property record for 3901 Oak Dr E, Chesapeake, VA 23321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,951 sqft · built 1978 |
| Lot Size | 1.39 acres (60,897 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Jul 2021) |
| Tax Bill | $6,152 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2021 Sale & Mortgage |
| APN | 0052002000001 |
| Primary APN | 0052002000001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,951 sqft Living Area |
| 1st Floor Area | 1,419 sqft |
| Upper Floors Area | 1,419 sqft |
| Attic | Attic |
| Attic Area | 597 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,897 sqft (1.39 acres) |
| Lot Dimensions | 46 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 597 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | Deck Area |
| Patio Area | 318 sqft |
| Shed | 1 Shed |
| Shed Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3901 OAK DR E |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-5903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 21 CORR RESUB OF REPLAT 21 & 22 TYRE NECK |
| Legal Subdivision | TYRE NECK |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21604 |
Source: Chesapeake City records · APN 0052002000001
Assessment roll updated August 25, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3901 OAK DR E, CHESAPEAKE, VA 23321-5903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Line of Credit BANK NATIONAL ASSOCIATION |
| Jul 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2021 · Amount on Record |
| Deed Sale | Jul 09, 2021 · Amount on Record |
| Deed Document Number | 202131511 |
| Deed Book / Page | 10406 / 905 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 29, 2026 |
| Property Address | 3901 OAK DR E, CHESAPEAKE, VA 23321-5903 |
| Document Number | 0000019642 |
| Book / Page | 11006 / 1500 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202619642 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3901 OAK DR E, CHESAPEAKE, VA 23321-5903 |
| Document Number | 0000019642, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 11006/1500 |
| Instrument | 202619642 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 09, 2021 |
| Property Address | 3901 OAK DR E, CHESAPEAKE, VA 23321-5903 |
| Document Number | 10406/905 |
| Book / Page | 10406 / 905 |
| Instrument Date | Jul 07, 2021 |
| Instrument | 210031511 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3901 OAK DR E, CHESAPEAKE, VA 23321-5903 |
| Document Number | 210031512 |
|---|---|
| Date | Jul 09, 2021 |
| Instrument | 210031512 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,152.00 (+0.67%) | $609,100 (+2.84%) Land $210,000 Building $399,100 | $609,100 (+2.84%) Land $210,000 Building $399,100 |
| 2024 | $6,111.00 (+13.42%) | ||
| 2023 | $592,300 (+6.43%) Land $200,000 Building $392,300 | $592,300 (+6.43%) Land $200,000 Building $392,300 | |
| 2022 | $556,500 Land $180,000 Building $376,500 | $556,500 Land $180,000 Building $376,500 | |
| 2019 | $5,388.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 188 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people |
|---|---|
| Water Source | Purchased surface water from CITY OF PORTSMOUTH |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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