3912 Oak Dr E, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3912 Oak Dr E, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,807 sqft · built 1983
Lot Size	0.368 acres (16,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,950 (Nov 2011)
Tax Bill	$6,872 (2025)
Deeds & Mortgages	Oct 2021 Refinance
APN	`0052001000260`

Property Details

APN / Parcel Number

Primary APN	`0052001000260`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,807 sqft Living Area
1st Floor Area	1,666 sqft
Upper Floors Area	1,666 sqft
Attic	Attic
Attic Area	440 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	16,030 sqft (0.368 acres)
Lot Dimensions	130 ft deep x 234 ft wide
Garage Type	Attached
Garage Area	1,055 sqft

Exterior Amenities

Pool Area	840 sqft
Porch	Slab
Porch Area	334 sqft
Deck Area	Deck Area
Patio Area	758 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3912 OAK DR E
City	CHESAPEAKE
State	VA
Zip	23321-5904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	26 TYRE NECK
Legal Subdivision	TYRE NECK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1000
Census Tract	21604

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3912 OAK DR E, CHESAPEAKE, VA 23321-5904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2011 · Amount on Record
Deed Sale	Nov 21, 2011 · Amount on Record
Deed Book / Page	8540 / 49
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3912 OAK DR E, CHESAPEAKE, VA 23321-5904
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10455/1568
Date	Oct 1, 2021
Book Page	10455/1568
Instrument	210044757

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$754,900 (+10.95%) Land $175,000 Building $579,900	$754,900 (+10.95%) Land $175,000 Building $579,900
2025	$6,872.00 (+10.84%)	$680,400 (+3.23%) Land $165,000 Building $515,400	$680,400 (+3.23%) Land $165,000 Building $515,400
2023		$659,100 (+5.61%) Land $155,000 Building $504,100	$659,100 (+5.61%) Land $155,000 Building $504,100
2022		$624,100 Land $140,000 Building $484,100	$624,100 Land $140,000 Building $484,100
2019	$6,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20