Chesapeake City property record for 3900 Oak Dr E, Chesapeake, VA 23321
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 7 ba · 6,011 sqft · built 1988 |
| Lot Size | 3.71 acres (161,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (May 2020) |
| Tax Bill | $12,757 (2025) |
| Deeds & Mortgages | May 2021 Refinance May 2020 Sale & Mortgage |
| APN | 0052002000002 |
| Primary APN | 0052002000002 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 6,011 sqft Living Area |
| 1st Floor Area | 2,005 sqft |
| Upper Floors Area | 2,025 sqft |
| Attic | Attic |
| Attic Area | 1,209 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 161,651 sqft (3.71 acres) |
| Lot Width | 40 ft Width |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 1,050 sqft |
| Porch | Open Porch |
| Porch Area | 71 sqft |
| Patio Area | 1,335 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3900 OAK DR E |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-5904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 22 CORR RESUB OF REPLAT 21 & 22 TYRE NECK |
| Legal Subdivision | TYRE NECK |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21604 |
Source: Chesapeake City records · APN 0052002000002
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3900 OAK DR E, CHESAPEAKE, VA 23321-5904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BNC NATIONAL BANK |
| May 14, 2020 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 14, 2020 · Amount on Record |
| Deed Sale | May 14, 2020 · Amount on Record |
| Prior Sale | Aug 08, 2016 · Amount on Record |
| Deed Document Number | 202014818 |
| Deed Book / Page | 10149 / 1964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3900 OAK DR E, CHESAPEAKE, VA 23321-5904 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10373/1234 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 10373/1234 |
| Instrument | 210022842 |
| Name | BNC NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 14, 2020 |
| Property Address | 3900 OAK DR E, CHESAPEAKE, VA 23321-5904 |
| Document Number | 10149/1964 |
| Book / Page | 10149 / 1964 |
| Instrument Date | May 07, 2020 |
| Instrument | 200014818 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | TRIPLE CROWN TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3900 OAK DR E, CHESAPEAKE, VA 23321-5904 |
| Document Number | 200014819 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 200014819 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,757.00 (+18.84%) | $1,263,100 (+1.93%) Land $310,000 Building $953,100 | $1,263,100 (+1.93%) Land $310,000 Building $953,100 |
| 2023 | $1,239,200 (+5.45%) Land $300,000 Building $939,200 | $1,239,200 (+5.45%) Land $300,000 Building $939,200 | |
| 2022 | $1,175,100 Land $290,000 Building $885,100 | $1,175,100 Land $290,000 Building $885,100 | |
| 2019 | $10,735.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 188 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people |
|---|---|
| Water Source | Purchased surface water from CITY OF PORTSMOUTH |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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