3902 Oak Dr E, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3902 Oak Dr E, Chesapeake, VA 23321 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,730 sqft · built 1978
Lot Size	1.02 acres (44,823 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Nov 2003)
Tax Bill	$5,505 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Nov 2020 Refinance + 1 more
APN	`0052001000230`

Property Details

APN / Parcel Number

Primary APN	`0052001000230`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,730 sqft Living Area
1st Floor Area	1,364 sqft
Upper Floors Area	1,364 sqft
Attic	Attic
Attic Area	576 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,823 sqft (1.02 acres)
Lot Dimensions	131 ft deep x 164 ft wide
Garage Type	Attached
Garage Area	576 sqft
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3902 OAK DR E
City	CHESAPEAKE
State	VA
Zip	23321-5904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23 TYRE NECK
Legal Subdivision	TYRE NECK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1000
Census Tract	21604

Owner

Source: Chesapeake City records · APN 0052001000230

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3902 OAK DR E, CHESAPEAKE, VA 23321-5904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Nov 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION
Jul 28, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2003 · Amount on Record
Deed Sale	Nov 06, 2003 · Amount on Record
Deed Book / Page	5108 / 132
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3902 OAK DR E, CHESAPEAKE, VA 23321-5904
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010574/997
Date	Jun 27, 2022
Book Page	10574/997
Instrument	220020952

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jul 01, 2027

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3902 OAK DR E, CHESAPEAKE, VA 23321-5904
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010265/278
Date	Nov 30, 2020
Book Page	10265/278
Instrument	200044871

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3902 OAK DR E, CHESAPEAKE, VA 23321-5904
Transaction Type	Mortgage
Record Updated	Aug 09, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170020467
Date	Jul 28, 2017
Book Page	9815/283
Instrument	170020467

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,505.00 (+15.17%)	$545,000 (+3.44%) Land $190,000 Building $355,000	$545,000 (+3.44%) Land $190,000 Building $355,000
2023		$526,900 (+8.75%) Land $180,000 Building $346,900	$526,900 (+8.75%) Land $180,000 Building $346,900
2022		$484,500 Land $160,000 Building $324,500	$484,500 Land $160,000 Building $324,500
2019	$4,780.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500216041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 72 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003, tidal / storm surge, Hurricane Isabel

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of Virginia
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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