3908 Oak Dr E, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3908 Oak Dr E, Chesapeake, VA 23321 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,520 sqft · built 1983
Lot Size	0.485 acres (21,127 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Jul 2023)
Tax Bill	$5,401 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jul 2023 Sale & Mortgage + 1 more
APN	`0052004000020`

Property Details

APN / Parcel Number

Primary APN	`0052004000020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,520 sqft Living Area
1st Floor Area	1,271 sqft
Upper Floors Area	1,271 sqft
Attic	Attic
Attic Area	625 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,127 sqft (0.485 acres)
Lot Dimensions	142 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	625 sqft

Exterior Amenities

Porch	Slab
Porch Area	119 sqft
Deck Area	600 sqft
Patio Area	422 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3908 OAK DR E
City	CHESAPEAKE
State	VA
Zip	23321-5904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25 REPLT 24 25 &27 TYRE NECK
Legal Subdivision	TYRE NECK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1000
Census Tract	21604

Owner

Source: Chesapeake City records · APN 0052004000020

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3908 OAK DR E, CHESAPEAKE, VA 23321-5904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 27, 2023	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	May 02, 2006 · Amount on Record
Last Transfer Date	Sep 18, 2023
Transfer Doc	10702/1051
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 20, 2023
Property Address	3908 OAK DR E, CHESAPEAKE, VA 23321-5904
Document Number	10702/1051
Book / Page	10702 / 1051
Instrument Date	Sep 18, 2023
Instrument	230022003
Transaction Type	Transfer
Record Updated	Nov 08, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 27, 2023
Property Address	3908 OAK DR E, CHESAPEAKE, VA 23321-5904
Document Number	010682/190
Book / Page	10682 / 190
Instrument Date	Jul 27, 2023
Instrument	230015811
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 OAK DR E, CHESAPEAKE, VA 23321-5904

Mortgage

Document Number	0230015812
Date	Jul 27, 2023
Instrument	230015812

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3908 OAK DR E, CHESAPEAKE, VA 23321-5904
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010263/783
Date	Nov 25, 2020
Book Page	10263/783
Instrument	200044459

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,401.00 (+0.73%)	$534,800 (+3.38%) Land $170,000 Building $364,800	$534,800 (+3.38%) Land $170,000 Building $364,800
2024	$5,362.00 (+11.24%)
2023		$517,300 (+6.53%) Land $160,000 Building $357,300	$517,300 (+6.53%) Land $160,000 Building $357,300
2022		$485,600 Land $145,000 Building $340,600	$485,600 Land $145,000 Building $340,600
2019	$4,820.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500216041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 72 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003, tidal / storm surge, Hurricane Isabel

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of Virginia
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

3908 Oak Dr E, Chesapeake, VA 23321 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Oak Dr E

Nearby Streets

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