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3901 Lancaster Ring Rd, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 3901 Lancaster Ring Rd, Fredericksburg, VA 22408 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,690 sqft · built 1998
Lot Size0.356 acres (15,491 sqft)
OwnerIndividual Name on File
Last Sale$338,000 (Apr 2021)
Tax Bill$2,879 (2026)
Deeds & MortgagesMay 2022 Second Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN050A 5-199

Property Details

APN / Parcel Number

Primary APN050A 5-199
Alternative APN
  • 50A-5-199

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,690 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area15,491 sqft (0.356 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area150 sqft
Deck Area150 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3901 LANCASTER RING RD
CityFREDERICKSBURG
StateVA
Zip22408-8767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANCASTER GATE LOT 199 SEC 3B
Legal SubdivisionLANCASTER GATE
Legal Lot Number199
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionBERKELEY
Census Block Group1
Census Block1002
Census Tract20207

Owner

Source: Spotsylvania County records · APN 050A 5-199

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3901 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ATLANTIC UNION BANK
Jun 05, 2020Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
May 03, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 29, 2021 · Amount on Record
Deed SaleApr 29, 2021 · Amount on Record
Prior SaleDec 22, 2004 · Amount on Record
Deed Document Number202113016
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address3901 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767
Transaction TypeMortgage
Record UpdatedJun 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220011533
DateMay 31, 2022
Instrument220011533
Lender
NameATLANTIC UNION BANK
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address3901 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767
Document Number202000011598
Instrument DateJun 05, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3901 LANCASTER RING RD FREDERICKSBURG VA 224088767, FREDERICKSBURG, VA 22408-8767

Mortgage

Document Number202000011598
DateJun 10, 2020
Instrument11598
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 09, 2050
Interest
Rate TypeFixed Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address3901 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767
Document Number201900009093
Instrument DateMay 03, 2019
Transaction TypeMortgage
Record UpdatedJun 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3901 LANCASTER RING RD FREDERICKSBURG VA 224088767, FREDERICKSBURG, VA 22408-8767

Mortgage

Document Number201900009093
DateJun 14, 2019
Instrument9093
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 13, 2024
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,879.00 (+30.74%)$390,600 (+36.86%) Land $160,000 Building $230,600
2025$390,600 (+36.86%) Land $160,000 Building $230,600
2023$2,202.00$285,400 Land $100,000 Building $185,400$285,400 Land $100,000 Building $185,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511770202071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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