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3905 Lancaster Ring Rd, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 3905 Lancaster Ring Rd, Fredericksburg, VA 22408 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,140 sqft · built 1999
Lot Size0.268 acres (11,668 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Apr 2018)
Tax Bill$3,201 (2026)
Deeds & MortgagesMar 2025 Mortgage
May 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN050A 5-200

Property Details

APN / Parcel Number

Primary APN050A 5-200
Alternative APN
  • 50A-5-200

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,140 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area11,668 sqft (0.268 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area228 sqft
Deck Area238 sqft
Patio Area238 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3905 LANCASTER RING RD
CityFREDERICKSBURG
StateVA
Zip22408-8767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANCASTER GATE LOT 200 SEC 3B
Legal SubdivisionLANCASTER GATE
Legal Lot Number200
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionBERKELEY
Census Block Group1
Census Block1002
Census Tract20207

Owner

Source: Spotsylvania County records · APN 050A 5-200

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3905 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2025Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
May 04, 2022Deed of Trust, Mortgage · USDA Mortgage
USDA
Apr 03, 2018Warranty Deed, Transfer
OVM FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 03, 2018 · Amount on Record
Deed SaleApr 03, 2018 · Amount on Record
Prior SaleOct 28, 2014 · Amount on Record
Deed Document Number20185295
Last Transfer DateJul 23, 2025
Transfer Doc0000010676
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address3905 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767

Mortgage

Document Number0250003851
DateMar 25, 2025
Instrument250003851
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term253 Months
DueApr 01, 2046

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address3905 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220009656
DateMay 04, 2022
Instrument220009656
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term311 Months
DueApr 01, 2048
Interest
Rate TypeFixed Rate

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateApr 03, 2018
Property Address3905 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767
Document Number201800005295
Instrument DateMar 27, 2018
Instrument5295
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 LANCASTER RING RD FREDERICKSBURG VA 224088767, FREDERICKSBURG, VA 22408-8767

Mortgage

Document Number201800005296
DateApr 03, 2018
Instrument5296
Lender
NameOVM FIN'L
Agreement
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,201.00 (+8.47%)$434,200 (+8.01%) Land $160,000 Building $274,200
2025$2,951.00 (+17.06%)$402,000 (+23.01%) Land $135,000 Building $267,000$434,200 (+8.01%) Land $160,000 Building $274,200
2024$402,000 (+23.01%) Land $135,000 Building $267,000
2023$2,521.00$326,800 Land $100,000 Building $226,800$326,800 Land $100,000 Building $226,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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