3815 Lancaster Ring Rd, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 3815 Lancaster Ring Rd, Fredericksburg, VA 22408

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,130 sqft · built 1999
Lot Size0.23 acres (10,002 sqft)
Owner2 Individual Names on Record
Last Sale$224,800 (Jan 2012)
Tax Bill$3,170 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN050A 6-245

Property Details

APN / Parcel Number

Primary APN050A 6-245
Alternative APN
  • 50A-6-245

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,130 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area10,002 sqft (0.23 acres)
Garage TypeAttached
Garage Area534 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area150 sqft
Deck Area192 sqft
Patio Area374 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3815 LANCASTER RING RD
CityFREDERICKSBURG
StateVA
Zip22408-8791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU - RURAL
Legal DescriptionLANCASTER GATE LOT 245 SEC 4
Legal SubdivisionLANCASTER GATE
Legal Lot Number245
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionBERKELEY
Census Block Group1
Census Block1003
Census Tract20207

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3815 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8791
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2012 · Amount on Record
Deed SaleJan 17, 2012 · Amount on Record
Prior SaleDec 21, 2010 · Amount on Record
Deed Document Number2012706
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address3815 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8791
Document Number202000018989
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedSep 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3815 LANCASTER RING RD FREDERICKSBURG VA 224088791, FREDERICKSBURG, VA 22408-8791

Mortgage

Document Number202000018989
DateAug 27, 2020
Instrument18989
Lender
NameADVISORS MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 26, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,170.00 (+27.51%)$430,000 (+33.46%) Land $160,000 Building $270,000
2025$430,000 (+33.46%) Land $160,000 Building $270,000
2023$2,486.00$322,200 Land $100,000 Building $222,200$322,200 Land $100,000 Building $222,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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