Spotsylvania County property record for 3902 Lancaster Ring Rd, Fredericksburg, VA 22408 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,034 sqft Finished Area |
| Lot Size | 23,096 sqft (0.53 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $395,000 (2021) |
| Tax Bill | $3,544.00 (2026) |
| Primary APN | 050A 5-171 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,034 sqft Finished Area |
| Basement Area | 840 sqft Basement |
| Finished Basement | 840 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,096 sqft (0.53 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 126 sqft Deck |
|---|---|
| Patio Area | 596 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 150 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 3902 LANCASTER RING RD |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22408-8767 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LANCASTER GATE LOT 171 SEC 3B |
| Legal Subdivision | LANCASTER GATE |
| Legal Lot Number | 171 |
| Jurisdiction | SPOTSYLVANIA VA |
| Minor Civil Division | BERKELEY |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 20207 |
Source: Spotsylvania County records · APN 050A 5-171
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3902 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 05, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Aug 03, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LOANSTEADY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2021 · Amount on Record |
| Deed Sale | Aug 03, 2021 · Amount on Record |
| Prior Sale | Oct 06, 1998 · Amount on Record |
| Deed Doc Number | 202123458 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 3902 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0240000139 |
|---|---|
| Date | Jan 05, 2024 |
| Instrument | 240000139 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Aug 03, 2021 |
| Property Address | 3902 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Document Number | 210023458 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 210023458 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3902 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Document Number | 210023459 |
|---|---|
| Date | Aug 03, 2021 |
| Instrument | 210023459 |
| Name | LOANSTEADY |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,544.00 (+28.27%) | $480,700 (+34.24%) Land $160,000 Building $320,700 | |
| 2025 | $480,700 (+34.24%) Land $160,000 Building $320,700 | ||
| 2023 | $2,763.00 | $358,100 Land $100,000 Building $258,100 | $358,100 Land $100,000 Building $258,100 |
Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 20th percentile nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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