Spotsylvania County property record for 3904 Lancaster Ring Rd, Fredericksburg, VA 22408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,694 sqft · built 1998 |
| Lot Size | 0.805 acres (35,081 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Jan 2021) |
| Tax Bill | $3,325 (2026) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050A 5-170 |
| Primary APN | 050A 5-170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,694 sqft Finished Area |
| Basement Area | 810 sqft |
| Finished Basement | 810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 35,081 sqft (0.805 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 286 sqft |
| Deck Area | 60 sqft |
| Patio Area | 342 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3904 LANCASTER RING RD |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22408-8767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU - RURAL |
| Legal Description | LANCASTER GATE LOT 170 SEC 3B |
| Legal Subdivision | LANCASTER GATE |
| Legal Lot Number | 170 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20207 |
Source: Spotsylvania County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3904 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2021 | Warranty Deed, Transfer · Conventional with PMI FREEDOM BK/VA |
| Jul 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNION BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2021 · Amount on Record |
| Deed Sale | Jan 25, 2021 · Amount on Record |
| Prior Sale | Jun 15, 2005 · Amount on Record |
| Deed Document Number | 20212113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Jan 25, 2021 |
| Property Address | 3904 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Document Number | 202100002113 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2113 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3904 LANCASTER RING RD FREDERICKSBURG VA 224088767, FREDERICKSBURG, VA 22408-8767 |
| Document Number | 202100002114 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2114 |
| Name | FREEDOM BK/VA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 3904 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Document Number | 201800012030 |
| Instrument Date | Jul 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201800012030 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 12030 |
| Name | UNION BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 22, 2038 |
| Rate Type | Fixed Rate |
|---|
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,325.00 (+29.18%) | $451,100 (+35.22%) Land $160,000 Building $291,100 | |
| 2025 | $451,100 (+35.22%) Land $160,000 Building $291,100 | ||
| 2023 | $2,574.00 | $333,600 Land $100,000 Building $233,600 | $333,600 Land $100,000 Building $233,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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