3820 Lancaster Ring Rd, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 3820 Lancaster Ring Rd, Fredericksburg, VA 22408

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,144 sqft · built 1998
Lot Size	0.401 acres (17,450 sqft)
Owner	Individual Name on File
Last Sale	$157,700 (Sep 2011)
Tax Bill	$2,391 (2026)
Deeds & Mortgages	Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`050A 5-173`

Property Details

APN / Parcel Number

Primary APN	`050A 5-173`
Alternative APN	`50A-5-173`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Finished Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	17,450 sqft (0.401 acres)

Exterior Amenities

Porch	Porch
Porch Area	85 sqft
Deck Area	Deck Area
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3820 LANCASTER RING RD
City	FREDERICKSBURG
State	VA
Zip	22408-8791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	LANCASTER GATE LOT 173 SEC 3B
Legal Subdivision	LANCASTER GATE
Legal Lot Number	173
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1001
Census Tract	20207

Owner

Source: Spotsylvania County assessment roll, APN 050A 5-173, as of August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PSC 46; BOX 348
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 06, 2011 · Amount on Record
Deed Sale	Sep 06, 2011 · Amount on Record
Prior Sale	Dec 14, 1998 · Amount on Record
Deed Document Number	201114284
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	3820 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8791
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210017403
Date	Jun 08, 2021
Instrument	210017403

Lender

Name	US BANK NATIONAL ASSOCIATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	May 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll as of August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,391.00 (+33.28%)	$324,300 (+39.48%) Land $160,000 Building $164,300
2025			$324,300 (+39.48%) Land $160,000 Building $164,300
2023	$1,794.00	$232,500 Land $100,000 Building $132,500	$232,500 Land $100,000 Building $132,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), as of May 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511770202071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 140 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA6177300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.