3840 Rancho Summit Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 3840 Rancho Summit Dr, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2019
Square Footage4,666 sqft Living Area
Lot Size1.03 acres
Last Sale$2,200,000 (2019)
Tax Bill$27,970.00 (2025)

Property Details

APN / Parcel Number

Primary APN264-590-11-00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area4,666 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area45,302 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address3840 RANCHO SUMMIT DR
CityENCINITAS
StateCA
Zip92024-7277
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 11 TR 014032
Legal SubdivisionENCINITAS ESTATES
Legal Tract014032
Legal Block2
Legal Lot Number11
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2019
Census Tract17113

Owner

Source: San Diego County records · APN 264-590-11-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3840 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 29, 2019Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 29, 2019 · Amount on Record
Deed SaleApr 29, 2019 · Amount on Record
Prior SaleJan 09, 2015 · Amount on Record
Deed Doc Number2019157173
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3840 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277

Mortgage

Document Number0000244009
DateMar 30, 2021
Instrument2021-0244009
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateApr 01, 2028
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change3%
Max Rate At Change7.5%
IndexOther
Margin3
Max Rate7.5%

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 29, 2019
Property Address3840 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
Document Number0000157173
Instrument DateMar 18, 2019
Instrument157173
Transaction TypeTransfer
Record UpdatedMay 07, 2019
Title CompanyFNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,420.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3840 RANCHO SUMMIT DR ENCINITAS CA 920247277, ENCINITAS, CA 92024-7277

Mortgage

Document Number157174
DateApr 29, 2019
Instrument157174
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 28, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,569,033 (+2%) Land $1,251,609 Building $1,317,424
2025$27,970.00 (+5.91%)$2,518,661 (+4.04%) Land $1,227,068 Building $1,291,593
2023$26,409.00 (+1.95%)$2,420,860 Land $1,179,420 Building $1,241,440
2022$25,903.00

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