3870 Granite St, Terrell, NC 28682 Property Records

Catawba County property record for 3870 Granite St, Terrell, NC 28682 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2003
Square Footage2,265 sqft Living Area
Lot Size63,162 sqft (1.45 acres)
OccupancyOwner Occupied
Last Sale$35,000 (2001)
Tax Bill$3,075.00 (2025)

Property Details

APN / Parcel Number

Primary APN4617-04-54-2244
Alternative APN
  • 0801900

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Building Area2,265 sqft Living Area
1st Floor4,530 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area63,162 sqft (1.45 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage
Patio Area69 sqft Patio
ViewWaterfront-Beach (Ocean, River, or Lake) View
TopographyRolling Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address3870 GRANITE ST
CityTERRELL
StateNC
Zip28682-8001
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 11 11 PL52-198 SOMERSET PL 52-198
Legal SubdivisionSOMERSET ON LAKE NORMAN PH 2
Legal Lot Number11
JurisdictionCATAWBA NC
Minor Civil DivisionMOUNTAIN CREEK
Census Blockgroup2
Census Block2008
Census Tract11505

Owner

Source: Catawba County records · APN 4617-04-54-2244

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3870 GRANITE ST, TERRELL, NC 28682-8001
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2001 · Amount on Record
Deed SaleJul 27, 2001 · Amount on Record
Record RefreshedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address3870 GRANITE ST, TERRELL, NC 28682-8001
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035441309
DateDec 17, 2019
Book Page03544/1309
Instrument22539
Lender
NameSOUTH STATE BANK
TypeBank
AddressCHARLESTON, SC 29423
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 20, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$771,700 (+66.06%) Land $86,800 Building $684,900
2025$3,075.00 (-12.29%)
2023$3,506.00$464,700 Land $76,800 Building $387,900$771,700 Land $86,800 Building $684,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Granite St

Nearby Streets

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