3890 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3890 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,052 sqft · built 1996
Lot Size	2.63 acres (114,563 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (May 2018)
Tax Bill	$3,171 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143148`

Property Details

APN / Parcel Number

Primary APN	`143148`
Alternative APN	`312631495000010905`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,052 sqft Heated Area
1st Floor Area	2,052 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	114,563 sqft (2.63 acres)

Exterior Amenities

Fence	Fence
Deck Area	50 sqft Deck
Patio Area	1,344 sqft Patio
Porch	Porch
Porch Area	200 sqft Porch
Pole Barn	1,344 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	143148
Street Address	3890 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-7355
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S L & I C PB B PG 27 LOT 90 LESS N 150 FT & LESS E 7.5 FT
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	90
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	43205

Owner

Source: Osceola County records · APN 143148

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3890 PACKARD AVE, SAINT CLOUD, FL 34772-7355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2018 · Amount on Record
Deed Sale	May 02, 2018 · Amount on Record
Deed Document Number	2018070008
Deed Book / Page	5326 / 2747
Record Updated	Jun 08, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 02, 2018
Property Address	3890 PACKARD AVE, SAINT CLOUD, FL 34772-7355
Document Number	0053262747
Book / Page	5326 / 2747
Map Reference	MBB PG27
Instrument Date	Apr 30, 2018
Instrument	2018070008
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4225 PACKARD AVE, 4225, SAINT CLOUD, FL 34772-8075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 PACKARD AVE, SAINT CLOUD, FL 34772-7355

Mortgage

Document Number	2018070009
Date	May 02, 2018
Instrument	2018070009

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,171.00 (+14.6%) Homeowner's exemption	$244,427 (+10.88%)	$328,300 (+13.44%) Land $171,000 Building $157,300
2023	$2,767.00 (+12.07%) Homeowner's exemption	$220,443 (+16.31%)	$289,400 (+24.74%) Land $131,500 Building $157,900
2022	$2,469.00 Homeowner's exemption	$189,537	$232,000 Land $117,200 Building $114,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 413 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.