3855 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3855 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1986
Square Footage	912 sqft Heated Area
Lot Size	38,725 sqft (0.889 acres)
Garage	Carport
Tax Bill	$3,218.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3126315140000C0010`
Alternative APN	`98999`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	912 sqft Heated Area
Gross Area	1,488 sqft Gross Area
1st Floor	912 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1986
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	38,725 sqft (0.889 acres)
Depth X Width	305 ft x 127 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Shed	1 Shed
Shed Area	120 sqft Shed
Porch	Finished/Screened Porch
Porch Area	288 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98999
Street Address	3855 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-7379
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR ACRES PB 1 PG 425 BLK C LOT 1
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR ACRES
Legal Tract	5140
Legal Block	C
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1011
Census Tract	43205

Owner

Source: Osceola County records · APN 3126315140000C0010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 701314, SAINT CLOUD, FL 34770-1314

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2013
Deed Sale	Feb 26, 2013
Prior Sale	Mar 09, 2000 · Amount on Record
Deed Doc Number	0044022436
Deed Book / Page	4402 / 2436
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,218.00 (+13.75%)	$196,500 (+7.03%) Land $60,000 Building $136,500	$196,500 (+7.03%) Land $60,000 Building $136,500
2023	$2,829.00 (+14.58%)	$183,600 (+25.84%) Land $50,000 Building $133,600	$183,600 (+25.84%) Land $50,000 Building $133,600
2022	$2,469.00	$145,900 Land $32,000 Building $113,900	$145,900 Land $32,000 Building $113,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 459 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.