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3870 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3870 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,764 sqft Heated Area
Lot Size105,415 sqft (2.42 acres)
OccupancyOwner Occupied
Last Sale$335,000 (2020)
Tax Bill$3,238.00 (2025)

Property Details

APN / Parcel Number

Primary APN98623
Alternative APN
  • 312631495000010875

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,764 sqft Heated Area
Gross Area2,404 sqft Gross Area
1st Floor1,404 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2003
Architectural StyleMobile/Manufactured Style
Exterior MaterialAluminum Siding Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area105,415 sqft (2.42 acres)
Parking Spaces8 Parking Spaces
Garage Area2,340 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area80 sqft Shed
PorchEnclosed Porch
Porch Area920 sqft Porch
Utility Building352 sqft Utility Building

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number98623
Street Address3870 PACKARD AVE
CitySAINT CLOUD
StateFL
Zip34772-7353
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionS L & I C PB B PG 27 S 1/2 LOT 87 LESS E 7.5 FT
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionSEMINOLE LAND&INV CO
Legal Tract4950
Legal Block1
Legal Lot Number87
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1002
Census Tract43205

Owner

Source: Osceola County records · APN 98623

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3870 PACKARD AVE, SAINT CLOUD, FL 34772-7353
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL RESOURCES INC
Aug 07, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
May 21, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
May 24, 2018Quit Claim Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 03, 2020 · Amount on Record
Deed SaleDec 03, 2020 · Amount on Record
Prior SaleMay 21, 2018
Deed Doc Number2020164167
Deed Book / Page5844 / 126
Record RefreshedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 03, 2020
Property Address3870 PACKARD AVE, SAINT CLOUD, FL 34772-7353
Document Number0058440126
Book / Page5844 / 126
Map ReferenceMB B PG 27
Instrument DateNov 30, 2020
Instrument2020164167
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3885 PACKARD AVE, 3885, SAINT CLOUD, FL 34772-7380

Transferred To (Grantee/Buyer)

NameVerified Name
Address3870 PACKARD AVE, SAINT CLOUD, FL 34772-7353

Mortgage

Document Number0005844128
DateDec 03, 2020
Instrument5844/128
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateAug 07, 2020
Property Address3870 PACKARD AVE, SAINT CLOUD, FL 34772-7353
Document Number0057701279
Book / Page005770 / 001279
Instrument DateAug 04, 2020
Instrument103961
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3870 PACKARD AVE ST CLOUD FL 347727353, ST CLOUD, FL 34772-7353

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMay 21, 2018
Property Address3870 PACKARD AVE, SAINT CLOUD, FL 34772-7353
Document Number0053362764
Book / Page005336 / 002764
Instrument DateMay 18, 2018
Instrument79478
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address295 5TH AVE #111 NEW YORK NY 100167103, 111, NEW YORK, NY 10016-7103

May 2018: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMay 24, 2018
Property Address3870 PACKARD AVE, SAINT CLOUD, FL 34772-7353
Document Number0053391901
Book / Page005339 / 001901
Instrument DateMay 18, 2018
Instrument82076
Record UpdatedJun 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3870 PACKARD AVE ST CLOUD FL 347727353, ST CLOUD, FL 34772-7353

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,238.00 (+7.9%) Homeowner's exemption$223,195 (+5.99%)$358,600 (+10.64%) Land $157,300 Building $201,300
2023$3,001.00 (+4.49%) Homeowner's exemption$210,588 (+3%)$324,100 (+22.49%) Land $122,200 Building $201,900
2022$2,872.00 Homeowner's exemption$204,455$264,600 Land $108,900 Building $155,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 67% of the US · above 44% of Florida
Wildfire LikelihoodAbout 1 in 413 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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